r/rbc

Still waiting on mortgage specialist to get back to us for closing we are pre approved will take Monday afternoon off and make some waves if we don’t hear from her. Financial Advisor was transferred to new branch and 4 weeks later they have yet to find a replacement. Everyone works from home so no one works except us anymore 😡

Anybody work at Borealis? Curious about their team culture and potential growth. Base Calgary/Vancouver. Any ideas? Thanks

Hello Everyone I am looking to chat with someone in CCG about associate roles! I currently work for RBC.

Thank you

Would love some help out here

Hey guys! I had recruiter screening call last week for SWE emerging tech solutions in Toronto (entry)

Today i got invited for a “chat” with a hiring manager who happens to be a director according to his linkedin profile.

What should I expect, the email doesn’t say much other than chat about the role. Does anyone have tips?

I am wondering how much is the salary offered for Portfolio Management Assistant roles at PH&N. The role says GG 09 and mentions expected salary range 55k to 90k which is a broader range. Any inputs on the salary range will be helpful. Also how many days are expected to work from office for this role? What is the growth trajectory for this role? Anyone has idea of career roadmap for the role will help me narrow down the career choices.

I have an RBC Visa Platinum card that I barely use. I had to use it a couple of times over the past few months and honestly just forgot about it — my fault. As a result, I missed two payments on my February and March statements, totaling about $200 give or take. I realized the mistake and paid the balance in full in April, including the interest, before the next statement.

Then I got a notice from TransUnion saying my credit score dropped from 900 to 755 because RBC reported the missed payments. I’ve had a 900 (full)score for the past 3 years and 800+ for more than 10 years, so this was a pretty brutal hit over a $200 mistake that I already corrected.

I tried calling RBC’s credit department to fix the issue, and the experience was awful. The first two agents went to absurd lengths with security verification — one even asked me about the last payment on a business credit card I haven’t used since 2020. After all that, both of them refused to help because of “inaccurate information.” Eventually, I got through to a third agent, who told me I have a “habit” of missing payments, citing this one occurrence in 2024 and another in 2023.

Before anyone says I deserved this because I did miss the payments — yes, I know that. But I’ve been with RBC since 2002. I have multiple accounts with them: chequeings, savings, business chequing, business credit card, line of credit, HELOC, multiple credit cards, multiple investment accounts, and I’m currently in the process of transferring another mortgage to them.- and I was told I have a "habit" of missing payments, despite my 900 credit score.

What really frustrates me is not just the late-payment reporting over 200 dollars. It’s that I couldn’t even get anyone on the phone who seemed willing to acknowledge the problem or work toward a resolution. Being told I have a “habit” of missing payments was the final insult.

Bye, RBC.I am transferring my accounts out this year.

Just found out after looking at my credit card statement (business customer) that an expired credit card can still be charged.

The credit card in question expired 03/24. But I was charged by Bluehost on March 16th, 2026 and the transaction went through. To top it off, I found out that I was charged on March 16th, 2025 as well and I didn't realize it. So 2026 is on me, I'll own that.

But for those of you who have just left expired cards thinking they won't be cancelled, watch out!

Going to preface this by saying that I know I totally jumped the gun, and I clearly need to do more research before deciding things. But I didn't, and here I am panicking. This is a good lesson to learn to just, do my own research first before jumping into something I have no idea about.

I'm currently with RBC, and I have a TFSA with them. We were going over mutual funds, and I had extra contribution room, so I just agreed and went ahead with the purchase, but I think I messed up, and is there any way to hit the reset button without any fees? I know I have 48 hours to cancel, and if I move money within RBC, there shouldn't be additional fees (I think??), but I'm still worried if this is even a good idea.

$9000 in total was moved from my savings into TFSA. $7500 was moved into the Canadian Money Market to use to contribute weekly $100 into the RBC International Dividend. RBC Emerging Markets, and RBC Global Technology Fund. Because I had my appointment after 4, we didn't buy any of these stocks ($500 for each, so $1500 in total). So nothing has technically been bought yet, I don't have any pre-authorized contributions that need to be cancelled. But I did have a profile set up and signed my consent from an advisor (he was going to call me on Saturday to actually buy). But the MRE/management fee is 2.1%/1.75%. That's kind of a lot? So I'm wondering if I can hit cancel, move the $7500 and $1500 back into my savings. Cancel the stock purchase and the weekly $100. Will they charge me for all of that or is there some other hidden fee?

Or am I jumping the gun again and this is fine?? Or not that big of a deal? I saw that wealth simple was far better and these 3 rbc funds I can find similar options instead and invest that way with lower fees.

Hi all,

I got a 1-year temp offer from RBC. During the background check, they asked when my work permit expires. I wrote it’s in 5 months and that I’ll be applying for an extension.

I followed up with HR to see if everything is completed on their end, and they said the background check is still in process. So I’m not even sure if they’ve fully reviewed my work permit situation yet, since no one has asked any follow-up questions.

My start date is in 2 weeks, which means I’d have to resign from my current job soon.

Has anyone been in a similar situation? Could having only 5 months left on a work permit be an issue? Since it’s a contract role, I thought it might be okay,but it is a 1-year contract.

I’d really appreciate it if anyone who’s been through something similar could share what happened.

My card expires at the end of the month and I once again have yet to receive a replacement. This is the fourth time in a row this has happened now.

It usually takes about 5-7 times of calling and having them say they’ll send another replacement before someone finally escalates it to a manager and has one actually sent to me. I’ve never been able to get a manager to tell me what the exact issue is, my address has always been correct every time and my address hasn’t changed at all during all four times this has happened.

Anyone have any idea on why this keeps happening every time it expires or any tips on how to get it escalated to a manager faster?

I have no debt and pay off my card immediately after every transaction I make if that’s important?

Please advise if you have personal experience or information on this.

A colleague of mine is on disability since a year plus now. She plans to join back, not because she is completely well but because she along with her team of doctors feel work could help her get back to normal life. However they, esp her psychiatrist, suggested that he will propose some accommodation requests which should help her transition back to work smoothly.

She was in back end role, doing inbound and outbound calls. I have experienced same role and know it can get stressful esp for someone who is already not in their finest state of mind. She was suggested by the psychiatrist that he is thinking of requesting a role, atleast for time being, where she does not need to be on the calls. However in my understanding that might not be an option.

I have not been with the company since a few years now and i am not sure if things have clanged. However i didn’t find them to be accommodating to the level where i feel a request of this nature would be entertained. I am there to support my colleague as i know she has gone through a difficult time and her journey for recovery has not been easy either. However i also want her to have realistic expectations and have advised her to have her doctors reach out to insurance or workplace for this discussion.

Any thoughts?

I’m hoping someone can help me. I can log into RBC mobile but I’m unable to transfer money account to account, It says I’m having technical issues when I try to press the chat/help button, also technical issues when I’ve been trying to add a new card to apple wallet. I’ve also tried to login through browser and it says we're currently having technical issues.

im not sure how to solve this!

Does the application submission get delayed until I create a candidate profile? And I realized I accidentally created the candidate profile with a different email. Does it matter? Thanks!