r/NetherlandsHousing

What did you write? Was it a simple bio or essay about your reasons for wanting to live there? How long was it?

Hi everyone! I’d love to hear your opinion. Do you think it’s a good idea to live in Landsmeer while studying at VU Amsterdam?

I’ve been offered a room for €800 (all included) with registration.

Would you take it, or do you think it’s too far for that price?

Thanks a lot! 🙂

Hi all,

I live in a "studio" where the landlord basically partitioned a two-floor house into upstair and downstair, so two separate studios, both with own kitchen and bathroom, and has lockable doors, and also was separated into two address.

A few weeks ago we got letters from Gemeente says that the house need to be changed back, saying that it's not allowed to partition the house. My landlord said that he followed the exact instruction from Gemeente a few years ago to partition the house, the Gemeente bascially taught him how to partition the house, but now they changed their mind (don't know why).

My landlord now is asking his lawyer to file an objection against this decision from Gemeente, and in the future might turn into a lawsuit with Gemeente.

My main question here is that I don't know if there is something I could do as a tenant. Some people might suggest to move out, but you know it's hard to find a nice place to stay these days. I think worst case, my landlord has to change the house back (into one), but myself as tenant can still stay, just not in studio but a shared house with a roommate.

I guess the possible reason that Gemeente wants to change it back maybe it's because with two studios, you can get rental allownace for each one, although both myself and the guy in the other studio doesn't meet the requirement for the rental allowance. Another reason might be with two studio, my landlord can charge for more rent each? But you know in these days with the housing crisis, one can't really complain, not to mention the house is very nice.

So please help, as I don't want to end up on the street haha. Thanks in advance!

Hello, friends. I’m from Ukraine, I’m 22 years old, and I’d really like to move to Amsterdam. I feel a strong connection to this country - I’ve been there many times while traveling through. I work as a freelancer and also plan to earn some extra money delivering food on my bike.

I have about 4,000–5,000 euros to move with, and I’m not entirely sure if that will be enough to find an affordable one-bedroom apartment of 25–40 square meters. I’m looking for an apartment in the central districts or in areas close to the center.

I’d love to hear your suggestions or advice on where I could look for rental options.

Hello people,

want to ask if it's still possible to rent out the apartment in 2026 in Amsterdam, with switching to a commercial mortgage to at least cover the mortgage price? I can imagine it needs to be a permanent contract (as temporary is not allowed anymore). Is it doable? Few mortgage providers have the commercial mortgage possibilities if Im correct. Can you share your view on the rental market now? I would appreciate it.

Hey guys, I am a student (F20) studying in KABK and I am looking for a share house or flatmates with a spare room that I can move into. This is very urgent and I’ve been looking everywhere for a room..

Please let me know if you have a spare room I can rent out or know someone who does.

(I can send a introduction and picture of myself)

Thanks!!

It will be my first time to buy a house in the Netherlands. I am single and live alone, and have a budget max 380k to buy a house in Randstad area. With that budget, I can afford house and apartment. I am in dilemma to buy apartment or a house, some of my friends told me better to buy a house since we don’t need to pay VVE. And some of them suggested to buy apartment for easy maintenance. I want to get some advices from fellas here, and your opinion.

Starting a 3 year IB Program at Leiden uni 1. September

Looking for housing in Leiden / The Hague or somewhere else close to Leiden

Let me know if you know someone!! / if there’s a WhatsApp group I can join to find housing

Thx💖💖

Hi, the owner of my apartment in Amsterdam is selling the apartment I’ve rented for the last couple years and has asked if I’m interested in buying it and seems willing to skip a competitive bidding process.

I am interested, but wanted advice on how to decide a good price to offer beyond looking at similar size properties in the neighborhood. The place is in relatively good condition, but also in need of some updating which many owners would probably do before selling.

Thanks in advance for advice.

My partner and I are planning to move to a new location within Netherlands as we are not happy with the current one.

We have a primary residence worth €720k with a €590k mortgage. We have a fixed interest rate of 1.8% interest rate fixed until 2034.

We found that we can move to a house we like better in the €500k–€550k range. Our bank has confirmed the mortgage is "portable" (meeneemregeling).

I am considering selling our current home and buying the cheaper one while "porting" as much of the 1.8% mortgage as possible.

The Math (as I see it):

Selling for €720k minus the €590k debt leaves us with €130k in equity.(Still need to consider selling cost and purchase cost) Let’s say 30k. So leaves me with ~100k

How I plan to use the 100k:

Invest Into a Global ETF (VWRL/IWDA).

The "Arbitrage": Keep the cheap 1.8% debt in while the 100k grows at a (hopeful) 7% in the market.

OR

Do I use that money to pay mortgage for next house?

My Questions:

Taxation: Is there anything I'm missing regarding Bijleenregeling? I understand I lose some mortgage interest deduction (HRA) if I don't put all profit into the new house, but at 1.8% interest, is the HRA even worth worrying about?

Porting: Has anyone successfully ported a mortgage to a cheaper house? Are there hidden traps with risk classes or LTV?

TL;DR: Moving to a cheaper house to unlock €90k equity, kill Indian debt, and invest in ETFs while keeping a 1.8% rate in NL. Is this a good move?

I’m building something around housing data so I probably look at listings a bit too much but it does feel a bit different than last year

not like a crash or anything, just…

more places up for sale

some listings hanging around for weeks

overbidding still happens but not as insane as before

last year it felt like everything would sell no matter what

now it’s more like if the price is right it goes fast, otherwise it just kind of… sits

also feels very dependent on location / energy label etc

could be just my bubble though

curious what others are seeing?

I will be a student and currently looking for a place to live in Tilburg. I have an idea to maybe team up with other students and rent a big apartment and share the costs. Is this actually possible in the Nederlands and might be a good idea?

The base rent is 850, I am EU and I am 20 years old, turning 21 in September. Income is going to be dutch minimum wage.

Hi everyone, I just submitted my starterslening application with SVn 2 days ago. My file is complete, and I already have mortgage approval from the bank, the starterslening is the last piece I’m waiting for.

I’ve seen on their website that it should take around 5 working days, but I’m curious about real experiences.

How long did it take for you to get a decision?

Did they ask for extra documents or was it pretty straightforward?

Just trying to get a realistic idea of the timeline (and calm my nerves a bit 😅).

Thanks a lot!

Basically the title, it's an furnished room, 15m² and it's located at some 7 mins walking distance from Tilburg University. 690 is inclusive of utilities and service charges. I'm an international student and will be joining Tilburg Universiry this September intake.

Please help me understand.

Also, if you have any insights on particular questions that I should ask the owner or any points that I should keep in mind, that will be much appreciated.

Thanks in advance

hello

i find a room in rotterdam with registration but with no contract, he said money i give in hand

is that ok in general?room is quite small dirty and the fridge aswell the oven are very very old and dirty.the house is normaly for 2 rooms but converted to 3 so no living room

500 euros now and in tow months go 600 is it worth it?

Hey everyone

I’m looking to buy a House in the area of Rotterdam/den haag/delft/Gouda and I’m worried if the overbidding still going crazy with 10 -15% more on top of the asking price.

Please if someone bought recently and can share his experience it would be great !!

Thanks,

Hi all,

I’m dealing with a water leak from the upstairs apartment.

They’ve “fixed” something on their side, but won’t share any report about the cause, and they’re not taking responsibility for the damage to my ceiling.

So I’m thinking of hiring an independent expert.

Does anyone have recommendations for a reliable leak detection / damage expert near the Amsterdam area? Ideally someone whose report is accepted by insurance or usable in disputes.

Also wondering, besides assessing the damage to my ceiling: Can an expert determine the likely cause of the leak based on this?

Any recommendations or experiences would be really appreciated.

Thanks everybody!