i'm a solo contractor, about half my clients pay in EUR and GBP. need something that tracks income across currencies properly and doesn't make tax season a nightmare. what do you use?
Series A startup, 22 people all in the US on Gusto. Just signed offers with 2 engineers in Berlin and 1 in Lisbon, starting in 6 weeks. Gusto can't touch international so I'm looking at either setting up entities (expensive, slow) or using an EOR. Ideally want one platform that handles US W-2 payroll and the European EOR side so our finance lead isn't logging into 3 different things every month. What did you go with when you crossed this line?
25 person company, currently on ADP Run paying $420/month. Tax filings have been wrong twice this year and getting someone on support takes forever. Looking to switch. US only for now but might hire in Canada next year. Reporting matters because our bookkeeper needs clean GL exports for month-end. Open to anything modern, not picky about the brand. What's actually working for you?
running about $60k/month across 6 google ads accounts for clients. half my cards keep getting flagged or randomly declined mid-flight, lost almost a full day last week because privacy.com bins got rejected again. need virtual cards that don't trip platform reviews, high enough limits per card so i'm not splitting spend, and controls to cap per-account budgets. what's working in 2026?
We're at about $80k MRR, customers in 18 countries paying in 5 currencies through Stripe. Stripe auto-converts everything to USD and we're losing roughly 2% on every non-USD payment. Also paying contractors in 4 countries monthly. Looking for something that lets us hold local currencies, pay out without re-converting, and issue virtual cards for ad budgets. What stacks are people running right now?
i live in portugal, work for 3 us agencies, paid monthly in USD. wise has been ok but i hit transfer limits last quarter when one client sent a big invoice. looking for something where clients can do domestic ACH (so they don't get hit with wire fees) and i can hold USD until conversion rates make sense. anyone running this kind of setup at decent volume?
sourcing from 2 factories in shenzhen, doing about $40k/month through shopify. paying suppliers via chase business and the wire fees plus FX spread are easily costing me $1.5k a month. tried paypal but suppliers want bank transfer. what's actually working for moving USD to CNY without losing 3% every time?
screenshot from a buddy's account. the recruitment and product feedback options look genuinely useful for early-stage saas. you'd pay per submission, only the ones you want, theoretically you get real signal instead of waitlist emails. anyone here actually tried this kind of bounty model or is it all hype? platform is called pond ai
screenshot from a buddy's account. the sales lead gen option specifically caught my eye. model is you post a per-prospect bounty and a community of researchers competes to submit. anyone here actually tried this for SDR work or is it gimmicky? platform is called pond ai
We’re a US startup and Mercury feels like the obvious banking choice right now.
But we’re starting to pay a few vendors abroad and may have more international payments coming in, so I’m wondering if Airwallex starts making more sense at that point.
Has anyone here used either one while expanding outside the US?
For a small business with frequent international travel and overseas spend, would you use Wise or Airwallex?
This is less about personal travel and more about business expenses, employee cards, reimbursements, and paying in different currencies without making bookkeeping annoying.
Anyone used either in that context?
For people building a startup/app and starting to get international users or vendors, what business account would you use?
I’m not trying to overbuild the finance stack early, but I also don’t want to pick something that works fine in the US and becomes annoying once customers, contractors, or payments are in different countries.
What would you start with?