r/investing_discussion

I made $200 yesterday in just a few hours, and you can do the same, this is not a joke How to find the guide?

1. Click the hyperlink >>> [lobsterpizzzzza] <<< , and go to the first account in the list (that will be the author’s account)
2. The pinned post contains the step-by-step instructions

Wishing everyone good profits and a great mood!

I’ve been a SoFi customer for a while and I just found out they sunset the social investing feed. I’m genuinely frustrated, not just because I liked it, but because I built an actual trading strategy around it.

It wasn’t a social feature to me. It was a behavioral signal tool. I didn’t care about anyone’s opinions or portfolio size. I just watched individual users’ trade patterns, just their actions. Someone buying the same stock repeatedly in a day tells you something. That person has conviction. That’s worth paying attention to.

No one was talking. No one was pumping their bags. It was just names and actions. Clean, simple, zero noise. I used it every single morning.

It was also the reason I recommended SoFi to other people. The banking, the investing, the simplicity all in one place, and that feed. That combination was genuinely unique.

They sunset it with zero warning. No email, no notice, nothing. You just open the app one day and it’s gone.

I don’t think their product team understood what people were actually doing with it. Does anyone else feel this way? And has anyone found anything remotely similar elsewhere?

Hello everyone, I don't know if this is the right sub to ask about personal investments, please let me know if it isn't. I am 20 years old and I currently have around 25k sitting in the bank. Its in a regular checkings account, However I have been trying to start a savings account and I am currently looking at which bank offers a good APY while still being a good customer based bank. I have decided to open a brokerage account and have started an roth IRA account. I have been thinking about investing in the Schawb Total Stock Market Index Fund (SWTSX) or the S&P 500. For some extra context I don't report income taxes because I currently make less than $10k a year while in school. As it stands I have zero debt. I am currently seeing a lot of people claiming that the market is decreasing and it makes it seem like i am in the best time to buy, althought I am not sure if that is the case.

Hello, I am 18 and am interested on beginning to start investing. I want to approach it the right way from the start. I understand the basics of how stocks work, but I’m still trying to figure out what I should actually focus on learning first and how to build a solid strategy.

I’m more interested in long-term growth than quick profits, and I want to avoid the common mistakes beginners make, like chasing hype or taking unnecessary risks. I’ve heard about things like index funds, ETFs, and dollar-cost averaging, but I’m not sure how to apply them in a real portfolio or when it makes sense to start picking individual stocks.

For example, I don't know whether this would be the golden ratio and also what to look for in each category.
70% index funds
20% individual stocks
10% cash

I’d really appreciate advice on what topics I should prioritize, how to properly research a stock, and what strategies have worked for you over time.

This week Fed releases:

Monday - t-bills auction, ISM data

Tuesday - redbook, durable goods orders, consumer credit

Wednesday - MBA mortgage data, EIA commodities data, used car prices

Thursday - PCE, GDP, corporate profits, consumer spending, personal income, Fed balance sheet

Friday - CPI, factory orders, fed balance sheet

We recently switched from Ameriprise where I was pay full price advisory service fees for it to sit and discovered zero transactions even though we discussed certain changes being made. I could never get in touch with my advisor and had to make an appt which was usually 1-2 weeks out and everything went through his admin as a gatekeeper who was terrible with follow through. We’re now with Fidelity with a “wealth advisor” and in the process of moving all of our portfolio’s, 401K’s, colleges funds, Roth IRA’s for kids, transferring matured annuities that were purchased on bad advise years ago when we got our first financial advisor who worked mainly for New York Life. He literally sold them, stayed in contact for about a year and we literally never heard from him again. Anyway, just recently sold my parents home which I inherited and have a lot of money just sitting in a checking account that I need to decide what to do with it. My advisor has moved a lot of my positions with my inherited IRA to cash given the volatility currently. What would anyone recommend is the best place for this money given current market conditions. At least 1/4 of it needs to be very liquid and accessible (easy withdraw within same day). We are paying off all debt, buying a car and doing some long overdue minor home improvements. The rest needs to be invested long term. I know there are several high yield money market accounts (some with bonus’s given the amount), Fidelity has a money market fund that my advisor wants me to put it in but that’s not liquid in the the way i need it to be. That might be ok for the other 3/4 but is it really smart to put $375K in a money market fund? Is that the safest bet given the war and volatility or are there other safe options with better yields?

At first glance, this might look like just another company announcing conference appearances.

But the more I think about it, the more it feels like there’s a pattern behind what Datavault AI Inc. is doing.

They’re going from Asia into Europe in a very short time frame. Tokyo, then London, then Zurich.

That sequencing matters.

Asia tends to move quickly when it comes to new tech adoption. Europe, especially cities like London and Zurich, focuses more on structure, regulation, and institutional frameworks.

So this looks like a transition from exposure to integration.

What also stands out is consistency.

They’re not changing their message depending on the audience. It’s the same core focus, AI-driven valuation, digital twins, and tokenized real-world assets.

That suggests they’re confident in the direction they’re taking.

And the numbers behind the company support that confidence.

Going from about $2.7M to $39.1M in revenue in a year is a major shift. Add a profitable quarter, and suddenly the company is operating on a different level than before.

So when they step onto these global stages, they’re not just presenting ideas.

They’re presenting progress.

And in a market that could reach trillions in value, early positioning like this might matter more than it seems right now.

ResMed is one of those names where the market found a reason to sell and never came back to check if the reason was still valid. GLP-1 drugs were going to shrink the sleep apnea population. Okay, maybe eventually. But you are looking at 936 million diagnosed sleep apnea cases globally, and most people with the condition are nowhere near a Wegovy prescription. The addressable market is not going away on any reasonable timeline.

What actually makes ResMed worth owning is the consumables. The masks, the tubes, the headgear — patients replace these every 90 days whether they feel like it or not, because their insurance covers it on a schedule. That segment runs gross margins well above 60% and it compounds quietly every quarter. You cannot disrupt it with a drug because the device is treating an anatomical problem, and even GLP-1 patients who lose weight still often need CPAP for residual apnea.

The data platform is the part everyone skips. ResMed's AirView system is connected to something like 22 million devices. Payers love it because compliance data reduces hospitalizations. The more connected patients they have, the more valuable the platform becomes to the entire care ecosystem. That is a recurring revenue moat with no real competition.

They do about $2.2B in annual free cash flow. The stock has been treated like a melting ice cube for two years because of a pharmaceutical overhang that has not materialized in the numbers. Compliance rates have held. Revenue growth has held. The thesis was wrong and the stock has not adjusted yet.

This is a 30x-plus quality business trading at a significant discount to where it historically gets valued. The GLP-1 narrative gave people a reason to sell and an excuse not to buy back. That window does not stay open forever.

Every week someone shows me a new money making system and I will occasionally try one or two that I feel could have merit. Then along came something different, it was not well marketed, it lacked the bells and whistles of the normal offerings. Of course everyone said it was a Ponzi, but my results over time (the facts) show something completely different.

I joined a high yield platform 19 months ago, there were no promises of returns but rather a commitment from the traders that they would try to get a targeted result on a monthly basis and that they would attempt to get those results to be a consistent as possible.

After 19 months my original capital has more than doubled. Here is the big difference, that money is not simply in the system, I had to physically withdraw my profits weekly and then I made the choice to redeposit them as capital in the system. There is no option to automate this process, so it’s active and everyone who wants to get a compounding effect needs to manually redeposit profits weekly. You can also withdraw your original capital when you want to, it’s almost instant and you receive your capital within a few hours.

Now think like a skeptic, apply a good deal of Ponzi thinking and let’s assume that the money I got came from other people’s money. That could be possible as my original capital was relatively small, however my friend started with his capital in the top tier investment and his capital has more than tripled since he started about 18 months ago.

The reality is for that to happen is that thousands of new people would need to be starting every week for their to be enough money to rotate, so mathematically if their was not real trades this could not have been possible.

How do I know that many people have not started? Well its simple when they start they too are extremely skeptical and they tend to start with far less than I started with. My conclusion is that my money is growing and it’s real, which is very different from many systems that I am shown constantly.

Has anyone else had any similar experiences with other platforms?

Honestly, at first I thought it was a joke

A friend told me he made $2,100 in a week on a new official project, I didn’t believe him and even laughed, but later I decided to test it with a small amount, and it worked for me too, currently around +$200 per day

I know it’s not huge money, but I’m not using big amounts, and for me it’s completely decent

If you’re interested, he left a guide on his profile

His username: lobsterpizzzzza

You can click it or copy and paste it into search, he’ll be the first one

Think about one tokenized office building.

It gets priced once when the tokens are created. It gets priced again if someone wants to borrow against it. It gets priced again when those tokens trade in the secondary market. It gets priced again for investor reporting. If the asset gets sold or liquidated, it gets priced again there too.

That is five separate checkpoints for the same asset, and each one can matter to revenue.

That is why I keep coming back to valuation as one of the most interesting parts of tokenization. A lot of people focus on issuance because that is the headline event. The longer business may sit in the repeat pricing work that comes after. Per the valuation presentation, those recurring checkpoints are issuance, collateral, trading, reporting, and liquidation. If a provider sits in all five, the asset can keep generating paid work long after the token is launched.

The numbers make that easier to see. Traditional real estate valuation can take 2-5 days and cost about $300-$2k per appraisal, per the presentation. Art can take 1-4 weeks. Collectibles can cost about $500-$5k or more depending on complexity. That is workable for occasional deals. It does not fit a market that wants faster lending decisions, more active trading, and regular valuation updates.

The AI side looks a lot different. The same presentation compares traditional valuation at 2-5 days with AI valuation under 1 minute. Cost drops from about $300-$2k to about $5-$50. If those economics hold up in practice, the pricing layer goes from an occasional service to something the market can use constantly. That matters because tokenized markets do not stop moving after day one.

This is also where scale starts to matter. The presentation uses a $10T-$16T market forecast for tokenized real-world assets by 2030. Even if that range ends up too high, the direction is clear. A market that large is going to need far more valuation work than the current manual system can handle. If each asset keeps coming back for fresh pricing across multiple stages, the revenue opportunity shifts toward the firms embedded in that cycle.

That is one reason DVLT stands out to me. The company talks about DataValue and DataScore, which puts valuation and scoring close to the middle of the story. It also operates as a data broker and data monetization business. That matters because repeated valuation gets stronger when the model has more useful data behind it. A company with its own data supply has a better chance of producing pricing the market will keep using.

There is also a market structure angle behind it. On Mar 18, Nasdaq got SEC approval to allow certain securities to trade in tokenized form. On Mar 19, DVLT announced its NYIAX deal, per company releases. That is why I think the valuation story fits DVLT better than people assume. The company is talking about pricing and scoring while also moving closer to exchange-linked tokenization infrastructure.

So when I look at tokenization, I do not only ask who can issue the token. I ask who keeps getting called every time that asset needs a fresh value. The company that sees the same asset five times may end up with a better business than the one that only sees it once.

My opinion only. Not financial advice.

One thing I always watch with small-cap companies is when they stop just announcing things and start showing up in the right places.

That’s why this latest update from Datavault AI Inc. caught my attention.

Within about six weeks, their CEO is presenting at three major global events: Tokyo, London, and Zurich. Not just attending, but delivering keynote speeches and opening presentations.

That’s a very different level of positioning.

London and Zurich are core financial centers where institutional conversations happen. If you’re presenting there as a flagship or strategic partner, you’re not just introducing yourself, you’re entering the ecosystem.

What makes the timing interesting is the backdrop.

RWA tokenization is projected to reach $10T to $16T by 2030, and we’re starting to see more serious discussions around infrastructure, compliance, and real-world implementation.

That’s exactly the angle DVLT is pushing.

They’re talking about AI-driven valuation, digital twins, and tokenized ownership tied to real assets like minerals and real estate. That’s not just theory, that’s attempting to solve the actual bottlenecks.

And it’s happening alongside real financial progress.

They reported around $39.1M in 2025 revenue, up from roughly $2.7M the year before, with $33.8M coming in Q4 alone and their first profitable quarter.

So now you have a company with accelerating fundamentals stepping onto global stages at the same time. It often signals that management believes they’re ready to compete at a larger scale.

Anyone from Ahmedabad preparing for CA Inter or active in stock market?

Sometimes it feels like you’re doing all this alone — studying, analyzing charts, trying to stay consistent.

I’ve been in the stock market for about 4 years and now seriously preparing for CA Inter May 2026. Thought it’d be great to connect with like-minded people nearby.

We can share experiences, help each other stay disciplined, and grow together.

Drop a comment or DM

Right now, there is a whole lot of debate going on about the fate of investing in the Gulf countries. What is your take on this? Or should I drop investing altogether?

Most people lump KLA in with the rest of the semi equipment names and wait for the cycle to turn. That's the wrong frame.

Process control is not optional in chipmaking. You cannot cut inspection and metrology without destroying yields, which means chip manufacturers cannot actually slow down KLA spending the way they can with CVD tools or etch equipment. KLA captures around 50% of the process control market and the next closest competitor is nowhere close to challenging that position. Customers do not switch — the switching costs are enormous because KLA's tools are embedded in process recipes across fabs that took years to qualify.

The AI angle here is real and it is not priced in. Advanced packaging, HBM stacking, and sub-2nm logic all require dramatically more inspection steps than prior nodes. Each technology transition structurally increases KLA's dollar content per wafer. This is not a cyclical tailwind — it is a step-change in how much process control intensity chipmakers need.

Margins are exceptional. Gross margins run mid-60s and the company has been buying back stock aggressively through the downcycle. They generate real free cash flow even when wafer fab equipment demand softens.

The tariff panic is hitting everything in semi equipment right now. I think that is creating an entry point in a name with a genuinely defensible position. If you are looking for a way to play the AI infrastructure buildout without the valuation risk in the pure-play GPU names, KLA deserves serious attention. Analysts who actually understand the process control market have targets running around $1840.

Not financial advice, do your own work.

Three digital platform leaders — Take-Two Interactive ($37B), Uber Technologies ($148B), and Pinterest ($10B) — are collectively trading 24–54% below their 52-week highs despite holding independent, quantifiable catalysts within the next 1–3 months. The quant model flags bearish confluence scores of -3 to -4 across all three names, primarily driven by price momentum decay and proximity to 200-day SMAs — not fundamental deterioration. The investment case rests on three discrete, event-driven triggers: GTA VI release confirmation or pre-order inflection for TTWO, Uber Q1 2026 gross bookings clearing $42B+ to confirm consumer resilience, and Pinterest Q1 ad revenue beating 15% YoY growth backed by the Amazon partnership ramp. The macro backdrop is constructive: IG credit spreads at 86bps (cycle tights), a normal yield curve (+52bps, 10Y-2Y), and unemployment at 4.3% (as of March 2026) sitting below the 4.5% thesis-break threshold — all three conditions favour risk-on positioning in consumer and entertainment platforms.

Street consensus on TTWO is $276.81 mean (89.2% bullish, 37 analysts) — we align with this target as our base case reflects the same GTA VI catalyst. For UBER, consensus is $103.58 mean (83.6% bullish, 61 analysts) — we are slightly below consensus at $92 base given near-term AV transition uncertainty. For PINS, consensus is $23.18 mean (55.6% bullish, 45 analysts, 42% hold/sell) — we are slightly above consensus at $25 reflecting the Amazon partnership optionality that we believe is undermodelled in sell-side estimates.

Everyone talks about copper when grid spending comes up, but the IEA also notes that aluminum is used for overhead lines, and annual metal use for power transmission lines, distribution grids, and transformers grows by around 50% in 2022–2030 in its Net Zero scenario.

That’s why China Hongqiao (1378.HK) feels a bit more interesting to me lately. In 2025, it generated RMB162.35B in revenue and RMB22.64B in net profit attributable to shareholders. Aluminum alloy products alone brought in RMB106.10B, or 65.3% of total revenue. Sales volume for aluminum alloy was about 5.824 million tonnes, basically stable year over year, while the average selling price still rose 3.8% to RMB18,216 per tonne.

So I’m not fully sure the market is still pricing this the right way. Feels like the conversation stays stuck on “commodity name,” while the actual setup may be more tied to long-cycle grid and infrastructure demand than people think.

Anyone else looking at 1378.HK from that angle, or is that a stretch?