r/ChaseSapphire

Image 1 — Hope It's Worth the Free Breakfast...Oh Nvm
Image 2 — Hope It's Worth the Free Breakfast...Oh Nvm

Hope It's Worth the Free Breakfast...Oh Nvm

Planning a Bora Bora trip with the wife for our 15 year anniversary this summer and came across this. This is comical. Mind you, the Expedia price includes free breakfast.
$3,217 difference...I hope the $100 property credit is worth it.

u/kcamacho11 — 18 hours ago

Tired of opening 8 tabs every time I tried to use my UR. Built a free thing for it.

Been sitting on a Sapphire Reserve for years and finally got tired of opening 8 tabs every time I tried to figure out what to actually book with my UR. So I built a free thing for it.

Mod-approved post (thanks mods), affiliate-funded eventually, free forever for the core feature. No login, no email capture, nothing saved server-side.

What it does

You drop in your balances (Chase UR, Amex MR, Citi TY, Cap One, Bilt are all supported) and your home airports. The app shows you:

  • Every curated sweet spot your balance can actually reach
  • Sorted by cents-per-point against current cash comps
  • With active transfer bonuses already factored into the math (right now: UR→Marriott +65%, UR→Flying Blue +20%, Amex→Hilton +20%)
  • Plus live award availability pulled from seats.aero, so you see real dates instead of theoretical chart redemptions

The whole point is balance-first, not chart-first. Most tools assume you already know what you want to book. This one assumes you don't, and shows you the actual menu.

One concrete example

If you drop in 100K Chase UR and a US East Coast airport, here's what the radar surfaces this week:

  • ANA First to Tokyo via Virgin Atlantic at 85K (around $14K cash, depending on dates)
  • Flying Blue Business to Europe at 37.5K UR per one-way with the +20% bonus through May 27 (around $3,500 cash)
  • Park Hyatt Maldives Hadahaa at 25K/night before the May 20 Hyatt chart cutover. Book by May 19 to lock the current rate.
  • Aeroplan band-1 RT to Europe at 120K total (60K each way) on Star Alliance, before the June 1 band-2 rate change

The +65% Marriott bonus surfaces too, and the app shows you why I'd skip it. CPP math: Marriott points run 0.77 cpp at FrequentMiler's valuation. 165K Marriott from a 100K UR transfer is worth around $1,270. The same 100K booked through Flying Blue or Aeroplan business is worth $5,000+.

What it isn't

It's not a seats.aero replacement. seats.aero is the goat for raw availability search, and the radar pulls from it under the hood. The difference is the entry point:

  • seats.aero is "here's all the award space in the world, you figure out what's reachable from your balances and what's worth it"
  • Points Radar is "here's your balances, here's what you can reach, sorted by value, with bonuses already baked in"

For experienced points people seats.aero is faster. For someone with a 100K UR balance who doesn't know where to start, the curated approach is an easier on-ramp.

Why I built it free

honestly, because the community taught me everything I know about points. I lurked on r/awardtravel and r/churning as well as this sub for years before I figured out what to do with my UR. Felt right to give back the piece I always wished existed.

Why I'm posting today specifically

three live transfer-bonus and chart-change deadlines all land in the next 17 days. UR→Marriott +65% through 5/15, Hyatt chart cutover 5/20, UR→Flying Blue +20% through 5/27. Plus the Aeroplan band-2 European hike on 6/1. The math has genuinely shifted for anyone holding UR right now, and the radar surfaces all of it in one pass. Full inline-cited writeup on the blog if you want the source list.

Links

What I'd love to hear

  1. What sweet spots are you using your UR for that I should add to the curated list? Current list is 8 redemptions deep on the Chase UR side and I know that's thin.
  2. What feature would actually move the needle for you? Cross-program balance combining is the #1 ask so far.

Thanks guys!

u/shiitakepoopie — 1 day ago

Price Match Approved - CSR

Booked 2 rooms yesterday at a Holiday Inn for a short trip through Chase Travel using my CSR card. Before booking, I saw that IHG was offering the same room type with the same refund policy for $18 less per room. I still went ahead with Chase Travel because I wanted to use my $250 Chase Select Hotel credit.

Right after booking, I noticed there was a “Submit a Claim” option under the Price Match Guarantee section for the trip. I filled out the form, attached screenshots plus the cheaper IHG link for both rooms, and submitted it. Got the approval email this morning.

Not a huge amount of savings, but I wanted to test it out and the whole process worked pretty seamlessly.

EDIT: This is a personal CSR and the price difference of $18/room was before taxes and fees.

u/ScaryDemand3686 — 3 days ago

Chase sent me two Sapphire Reserve cards

I got approved last Friday and called them to place a rush/expedited shipment notice on the card since i’m traveling this week. The mail arrived today and I got two CSR with the same card details (number, CVV). I don’t know what happened but when i called yesterday for a shipment tracking number they said they couldn’t find it and voila :) Gonna try to spend 6k on each card to get 300,000 UR 👉👈

u/wander_soul_xx — 1 day ago

I just transferred 133k UR points to Marriott to take advantage of the 65% bonus - posted instantly

I had 400k Marriott points and needed to top off for a stay next year... I've never transferred from UR to Marriott before since the transfer ratio is suboptimal and Marriott's devaluations typically don't make it worth it. However, since I already had so many Marriott points and was looking to dump them all, this offered good redemption value for me at a great resort.

Anyways, the transfer happened literally instantly. It was reflected in my account within 5 seconds of the transfer, and the 65% bonus points also posted instantly. So 219,450 Marriott points were posted to my account instantly after the transfer from Chase.

Just FYI as a data point for those looking to take advantage of this deal that expires this Friday.

reddit.com
u/MarcBK — 9 hours ago

Sapphire Reserve Trip Delay Claim Success Story $823 PAID

I’m sharing this as some positive news when all you seem to find is negativity around making a claim to reimburse trip delay expenses.

A little backstory: on 5/4 my wife and I were flying through Chicago from Tokyo when our flight out of Chicago was stuck on the taxiway for 3.5 hours due to a ground stop at O’Hare. We were returned to the gate at 9pm where our flight was subsequently cancelled and rebooked for 5pm the following day. It was challenging to find a hotel in Chicago that was not fully booked so we ended up having to venture downtown and stay at a hotel which was $690 for the night.

During our stay we had one meal, 4 Lyft rides, and purchased toiletries from 7/11, all of which were reimbursed 100% as the benefit stated, $500 per traveler, per trip for a total pay out of $823.26.

As for the claim, it was one and done. I ensured that I collected all of the required documents, was this tedious and time consuming? Absolutely, but the entire process from claim to payout was exactly 1 week.

This single claim has reinforced the value of having this card as a frequent traveler. Just sharing this so that anyone who files a claim in the future can be hopeful rather than fearful as I was after reading the posts here of other’s stories!

u/sjohnson11 — 14 hours ago

Welp, disappointing: Four Season $328+ more in Chase portal - so much for The Edit benefits!

Recently got Sapphire Reserve, in large part for the $300 card-year hotel credit and $250 semiannual calendar-year The Edit benefits. As well as the 150K sign-up bonus.

Welp, sure enough: Chase makes sure you get hardly any benefit.

Four Seasons: 2 nights with tax on the Four Seasons website = $1655 when booking in Chase Travel

Same Four Seasons, same 2 nights, same room = $1327 on Four Seasons' own website.

$328 more to book through Chase 😂😭 There goes the value of the $100 property credit and the two days' free breakfasts.

Even the late checkout isn't guaranteed -- the BEST benefit you can't get anywhere else, which with Amex Platinum IS guaranteed.

So, I paid a $795 annual fee, and instead of capturing $550 in value for the hotel booking I'd planned card or no card, I ultimately save only $222. Wow. Yay.

P.S. Best part: before applying for Sapphire Reserve, I checked in the Chase travel portal (I have a Chase Ink Business Preferred) to make sure the hotel rate would be the same. They were: Chase portal hotel rates matched the hotel's own rates.. until now that I actually have the Sapphire Reserve, suddenly the Chase portal rates are hundreds more 😂🙄

reddit.com
u/MovinOnUp2021 — 2 days ago

The $500 a year for hotel stays is a big "selling point" of the reserve for me to offset the $800 fee. Otherwise, there is just not enough value out of it.

I have tried, over and over, to use it - I literally cannot. Every hotel is substantially more expensive on The Edit, to the point it's a waste.

I booked a weekend in NYC - direct with hotel was $1200 for 2 nights. On edit? Same hotel was $2200. So I booked direct.

Same thing happened in Denver, Seattle, Orlando, Austin.

For international, tried booking a weekend in Tokyo for a layover. Looked at 2 hotels on Edit - The Strings IHG and Bellustar for 2 nights.

The Strings? $841 direct. $1200 on Chase

Bellustar? $1071 direct, including breakfast, a large premier room, and cancel up until the day before.

...and on Chase? Fucking $2300 for the same rooms, same dates.

I am really fucking angry at this bait and switch. I went along with the fee hike thinking I could at least offset it, but I am done with Chase. I am switching over to Platinum Amex like everyone else - at least their hotel credits are useful.

reddit.com
u/MorningHelpful8389 — 9 days ago
▲ 120 r/ChaseSapphire+1 crossposts

Sapphire Preferred Refresh Loading... Predictions?

It's already been posted about within this sub and r/ChaseSapphire that Chase is officially retiring the 10% anniversary bonus on 10/2026. Official statement from Chase:

“The benefit will be discontinued as we regularly evaluate and update our benefits based on cardmember feedback and what benefits resonate most. We look forward to sharing additional updates to the Sapphire Preferred card in the near term.”

Personally I was more intrigued by the soft launch of a refresh announcement than I was the news of the anniversary bonus nerf. My assumption would be that we'll see a refresh in or around 10/2026. Predictions on what updates are coming?

reddit.com
u/cinnamontographers — 4 days ago

Confirmed: Chase Sapphire Preferred Card Losing 10% Bonus

>Chase has confirmed that the in-app message went live earlier than expected, but the underlying news is accurate. The 10% anniversary points bonus on the Chase Sapphire Preferred card is ending on October 1, 2026.

>A Chase spokesperson shared the following statement: “The benefit will be discontinued as we regularly evaluate and update our benefits based on cardmember feedback and what benefits resonate most. We look forward to sharing additional updates to the Sapphire Preferred card in the near term.”

upgradedpoints.com
u/pierretong — 5 days ago

Whoop offer redeemed. Now they partially canceled my order.

Spent $380 with whoop. Chase credits me $359 within days. Now whoop refunds me $240. I’ve effectively paid $140 to whoop. What does Chase do now? If they reverse the $359 i’m screwed bc i never would have purchased whoop without this benefit. Seems like whoop is playing games.

reddit.com
u/bubonski — 8 hours ago

What’s the point of The Edit again?

All I did was check Expedia to compare pricing.

Both free cancellation and refundable same date. Expedia even offering to pay at check in date with no deposit required.

SAME EXACT ROOM (King Bed Chamber)

$274 cheaper is wild.

u/kcamacho11 — 6 days ago

$695 AF vs $65 AF

3 nights in Aruba, July 2-5.

1 King limited view bedroom.

$1,000 cheaper on Costco Travel, which ALSO includes a roundtrip airport transfer (easily a $75-80 value at minimum, most likely more)

Furthermore, the free cancellation is 10 extra days compared to The Edit and just a $200 deposit required by Costco, not the full amount up front.

So remind me again how far the free breakfast value, $250 credit and $100 property credit goes in this particular booking ?

u/kcamacho11 — 6 days ago

No guaranteed reservation for hotel booking when arriving at 1 AM through Chase Travel

I used Chase travel to book us a 2 night stay at a Hyatt hotel for my nephews graduation weekend. I used Chase travel so I could try to get some of that $500 hotel credit Given the annual fee of the reserve card, I didn't think twice about whether the reservation was valid. Boy was I wrong!

Our flight ended up running late so we didn't get to the hotel until 1 am. At that point we were informed that the hotel didn't have any rooms. Uhhhh.... what? ...but I have a reservation....? Exactly what was "reserved"? I called the Chase customer support line and after validating I was who I said I was she proceeded to go through this long script of "thanking" me for being a valued reward member. I had to cut her off telling her it was 1:30 in the morning and I was more interesting in solving our hotel problem so we could get to bed. After explaining the problem, she asked to put us on hold for 10-15 minutes while they tried to sort it out with the hotel. 15 mins later, she came back and asked if we would prefer a refund, or if she should continue looking for space at other hotels.

We opted to keep looking and she asked to put us on another 10-15 minute hold. At this point it was 2 am, we were exhausted, and I didn't see an end to this given that all the hotels were booked up for graduation weekend, so I woke up my relatives and asked to sleep on their floor.

The icing on the cake was customer support coming back and acting like they were going out of their way to give us great service by giving us our money back. Uhhh... yes you will give us our money back, BECAUSE WE DON'T HAVE A ROOM! I chatted with the agent for another 10 minutes explaining my frustration with the card and no concessions from them were made even though they held some responsibility for this mess. I'm sure if they had been able to get us a different hotel, it wouldn't have qualified for part of the $500 credit and I would have just been out the money altogether.

Given some previous posts in this sub about Lyft upping rates when you are using this card benefit, the quality of some of the "Priority Pass" lounges, and this new experience, its proving to be a lot more difficult than I thought to recover some of the expenses of this annual fee.

reddit.com
u/plutosimple — 3 days ago

If you're gonna use the Edit or Chase select hotels credit, don't be stupid like me. Make sure you select "Pay Now"

Been battling Chase for the last 4 weeks trying to get $500 of benefits for a stay at a pretty mid hotel. Instead, I found out that you can't pay at the time of the hotel stay or else the credit doesn't apply.

I swear I looked that up and down when I booked it but I guess I must just be blind...

reddit.com
u/Rushey — 1 day ago

Chase Sapphire Reserve - Is the $795 Annual Fee Worth It? My Honest 2026 Breakdown (Organic vs Non-Organic)

I recently got the Chase Sapphire Reserve and tracked every benefit I used, separating organic (money I’d have spent anyway) from non-organic (things I only did because the card made them free). Sharing the table above as a visual breakdown.

Note: This excludes the sign-up bonus entirely. I will get 150K points which adds massive additional value on top of everything below. Also, I am in the DFW area which helps a lot for the OpenTable dining credits. DFW is also getting a Chase Sapphire Lounge in 2026, so the lounge situation is only getting better for locals.

I wanted to share this because this sub helped me make my own decision when I was on the fence about the $795 fee. Hopefully this gives someone else the same clarity. Happy to answer questions on any specific benefit!​​​​​​​​​​​​​​​​

u/ScaryDemand3686 — 6 days ago

Finally got it!

I was denied last year when the sub was 100k. I started to get pre-approved CSP junk mail late April. I was almost going to apply for it but decided to wait. The very next week CSR comes out with the 150k sub and i immediately applied and was approved! I’m glad i was denied when it was at 100k and also didn’t jump on the CSP!

u/theletterm01101101 — 7 days ago

Chase Sapphire Reserve credits pulling from wrong credit bucket?

Booked a hotel that specifically states it's eligible towards the $250 annual credit for select Chase hotels. Just checked my available benefits and it pulled that money from my $300 travel credit, making it so I can't use that $300 credit towards a flight, which I was about to do, and with no plans on using any other Chase hotel credit this year.

Customer service said they'll take care of it, but has this happened to anyone else? Is this just a sneaky thing CSR does to customers in hopes they won't see it, as this minimizes the customer's ability to use travel credits, or is this uncommon?

reddit.com
u/WhatsTheJuice — 14 hours ago