u/Silver-Pie9992

▲ 3 r/ASX

Has anyone been looking at the healthcare sector lately?

CSL and ResMed have both had a pretty rough run on the ASX recently, especially CSL with all the earnings pressure and big moves in sentiment. I’m trying to figure out whether this is more of a genuine buying opportunity after a reset, or if the market is basically re-rating the sector and pricing in slower growth going forward

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u/Silver-Pie9992 — 21 hours ago

Why do people still rate the ANZ Frequent Flyer Black?

The points seem to hit your account pretty fast for some people, but the $425 fee feels hard to justify unless you’re comfortably hitting the minimum spend early. What am I missing here?

reddit.com
u/Silver-Pie9992 — 1 day ago

Is keeping cash in offset while leasing a car actually optimal?

I have the cash to buy a BYD Sealion 7 outright but my broker says the lease is better because the cash stays in my 6.1 percent mortgage offset. When you factor in the GST saving and the zero FBT, the lease seems like a no-brainer even with a 10 percent interest rate. What am I missing here? Is the math really that lopsided for EVs?

reddit.com
u/Silver-Pie9992 — 1 day ago

$105M for AI-driven approvals, any small-cap tech/consulting plays here?

The Budget included a specific $105.9 million carve-out for a new AI tool to "slash red tape" in environmental assessments. Usually, this means government contracts for tech providers or specialized environmental consulting firms. Does anyone know which ASX-listed players are already in this "Gov-Tech" space?

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u/Silver-Pie9992 — 2 days ago

Huge changes to Negative Gearing and CGT announced tonight – end of an era for established property?

The 2026 Budget just dropped and it’s a massive shake-up for investors. From July next year, negative gearing is being restricted to new builds only, and the 50% CGT discount is being replaced by inflation-adjusted indexation for established homes. It feels like the Government is finally trying to push capital toward new supply rather than just trading existing houses. What’s everyone’s move- are you pivoting to new builds, or is this the "buy before July" signal for established property?

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u/Silver-Pie9992 — 2 days ago

What’s the most overrated money saving tip people keep repeating?

I’m so over being told to skip my $5 coffee as if that makes a dent in the current rental market. What frugal advice do you think is actually a trap or just a total waste of effort for the tiny return you get?

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u/Silver-Pie9992 — 3 days ago

I honestly don’t get why it hasn’t come back to what it used to feel like. The snacks are fine on shorter flights, but on 3-4 hour sectors you really need a proper meal

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u/Silver-Pie9992 — 6 days ago
▲ 11 r/ASX

I only started investing a couple of weeks ago and the volatility has been a pretty quick reality check. I went in expecting slow steady growth over time, but instead I’ve spent most mornings opening the app to a portfolio full of red. Everyone always says buy and hold like it’s easy, but it feels very different when it’s your own money dropping every day and the news cycle is full of macro chaos

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u/Silver-Pie9992 — 6 days ago

Which suburb on the Coast has changed the most over the last 5 years in your opinion?

For me, it has to be Baringa. Five years ago it was basically just dirt and hope, but now it feels like a massive self-contained mini-city with its own schools, sports hubs, shopping precincts, and huge population growth that’s shifted a lot of attention away from the traditional coastal strips

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u/Silver-Pie9992 — 6 days ago
▲ 46 r/TAFE

What’s the oldest someone’s been in your class and did anyone actually care?

What’s the oldest someone’s been in your class, and did it even matter once the course got going?

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u/Silver-Pie9992 — 7 days ago

Looking at the 130k + $250 offer. T&Cs say you need to keep the card for 12 months for the full bonus, but is that just for the extra 30k or do they actually claw back the initial points if you cancel once they hit? Anyone done this recently?

reddit.com
u/Silver-Pie9992 — 9 days ago

I’m pretty new to credit card churning so that’s why I’m asking. It looks simple from the outside but the more I read the more it feels like there are a lot of easy mistakes early on

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u/Silver-Pie9992 — 16 days ago