u/LowerFroyo4623

23 [M4F] Wish me luck sa Neuro/IQ Test ko mamaya

I'm 23M from QC. In need for someone to keep me awake as I prepare my stuff and myself for my test later. Tara, hit me up on TG and let's have a call.

@wet_boots

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u/LowerFroyo4623 — 1 day ago

Sa mga minimalist or sinusubukan mag downsize ng mga gamit, ano yung bagay na di nyo kayang gawing minimal?

Electronics such as powerbank, chargers, batteries and flashlights.

reddit.com
u/LowerFroyo4623 — 4 days ago

I'm the one who posted a 10,000 MariBank savings from my salary last week

This was my original post 👇👇👇

https://www.reddit.com/r/DigitalbanksPh/s/fEw29j8cWq

I need some insights and tips for my money saving plan. As I mentioned to the last post, I can save 10,000php from my salary. Here's the breakdown.

18.3k is my net income from my salary and my monthly expense is about 6k+. Depende if may mga kailangan pagkagastusan like last week wherein absent ako for two days because I need to settle some IDs and application to the marines. So I spent more than my daily allocated expenses, plus my day is not paid because I'm still under probation.

Last week nagalaw ko yung pera because I need to spend more on fares. So I decided to put 5k to my GoTyme as savings, and keep the remaining to my MariBank as money I can easily spend when needed.

Every 15th of the month, I receive 8.3k which is allocated for my expenses the whole month. Every 30th I receive 10k which is allocate for my savings. For me, savings means something I would not spent.

I put 1,000 to GoSave account under "Emergency fund". My plan is to put the another 1,000 to Pag-Ibig MP2 para may masimulan na. And the remaining 3k is to flip some items, to gain profits which I have clearly no plans pa except to buy what I need (need more underwear).

This May 15, I'll receive 6.3k which is for my monthly expenses as usual. On 30th is 10k and I will take 5k to pay for something I've been wanting for months (bundok) and I'll stop. 2k from that 5k remaining is allocated for my emergency fund.

Question is, what should I do to the remaining 3k and succeeding excess money from my salary?

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u/LowerFroyo4623 — 4 days ago

Hi! I'm 23M and I got my first job few weeks ago. This is how much I can save monthly, net na to deducted na ang expenses. I want to be financially free habang bata pa.

A bit of my history. During college, marami akong pera because of my buy and sell business but walang ipon dahil puro gastos sa luho.

Now that I have my first job, I'm planning to save and grow my money to be financially free. I have my MariBank, GoTyme, Maya and BPI. Is there any other digital bank or wallet should I use? Any tips how to save and grow my money properly?

Thanks in advance.

u/LowerFroyo4623 — 9 days ago

I recently got my MariBank and GoTyme cards. I'm thinking which of the two should I always bring in case kulangin ang cash ko. Alin sa dalawa ang may mas accessible na ATM?

reddit.com
u/LowerFroyo4623 — 12 days ago