u/Final-Designer-388

In a bit of a hard spot here. Partner is older, I am only working part-time to care for him. Retirement concern?

My partner (we have been together 13 years, not married, living in Ohio) was deemed fully disabled at age 62, he is 65 now. He had a decent work history so he receives enough from monthly disability payments to get by. I am younger than him by 20 years. I have work history but not very high paying jobs. I am concerned for my retirement as I understand Social Security takes the highest earning 35 years to calculate retirement payment. I've been working part-time, earning roughly $900/month as I take care of him with home care, doctor's appointments, etc. I don't mind doing it at all but I am worried that these years of me being "idle" are creating a mess for me when I go to draw social security.

I receive Medicaid healthcare insurance because of my earnings, and have student loan debt. Would it be wise for my partner and I to get married, so I at least would be entitled to his survivor benefits when I am of age? Would I receive the same amount that he is currently receiving, should he pass before me? If we were to get married, would filing jointly protect my medicaid healthcare insurance? Would my income cause any damage/deduction to his social security payments? I am very confused how this all works - seeking information from you knowledgeable people..

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u/Final-Designer-388 — 5 days ago

Last week I purchased a refrigerator from Menards, this should have been a huge red flag but it was the last refrigerator, no box just wrapped in plastic wrap.

Got it home, it wasn't cooling properly and I feel this unit was most likely used and returned because of the condition. So I had to go through the hassle of loading the refrigerator back up and returning it.

I then bought another refrigerator (same model, different color). Got it home and noticed today the freezer isn't keeping proper temperatures.

I am dreading going through the hassle of returning yet another refrigerator back to Menards. It's a process as I have to take my front door off the hinges, then physically loading and unloading the refrigerator.

Is there ANYONE I could contact about this? The local store isn't much help and quite unprofessional.

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u/Final-Designer-388 — 11 days ago

I got the Ultra1500, confused by the light % though.. would 100% Red Light & 100% NIR on my face/neck/stomach/legs front & back be too much? What benefits could I expect to see and feel?

For reference, I've been using the Hooga Ultra360 for my face area for tge past year.

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u/Final-Designer-388 — 11 days ago
▲ 0 r/tax

65 year old man in Ohio receiving Social Security Disability monthly payments, $3,020 gross but after medicare premium a net pay of $2,932. Lets assume the yearly Social Security income for the year is $36,000 - would the $6,000 be reduced from this amount meaning that my annual income for the year is really $30k and not $36k? I have no other income aside from SSDI.

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u/Final-Designer-388 — 12 days ago
▲ 1 r/Hair

I have naturally curly hair that gets dry from heat styling. I read that vegetable glycerin in a spray bottle mixed with water can be very beneficial. Anyone have an experience to share? What ratio to vegetable glycerin & water? When? How often? Any potential side effects?

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u/Final-Designer-388 — 16 days ago