u/Extension_Fee_989

I’m looking for an AI coding tool that still uses a simple credit system.

Basically, I want something where each prompt or request uses a clear amount of credits. No confusing model multipliers, no vague quotas, and no hidden usage rules.

Windsurf moved to quotas, and Kiro still has credits but uses model multipliers.

Are there any good AI coding tools in 2026 that still have simple credits and work for real coding projects, like file edits, agents, debugging, and terminal commands?