u/AltruisticOwl156

I know this is Morrisons but it's the same for every supermarket so let me say it clearly for any of you wanting to be a hero.

It's not your shop.

It's not your money.

Whenever I see a shoplifter stealing, I don't speak to them, I don't even look at them. I pretend like they don't even exist. Once they are out of my view, I will walk over and tell the security guard. Then I resume my position of putting product on shelf.

That way I can ensure I never lose my job.

that most people don't even understand index funds, much less investing overall. The sheer amount of "review my portfolio" posts I see and when you look at their holdings, they have like 3 overlapping global index funds, as well as a nasdaq fund, as well as holding microsoft, amazon, google etc which adds even more weight.

They're basically just holding 1 index fund but with extra weight added to the already massively weighted mega caps. Why do people think having 4 global index funds and a nasdaq fund is diversification? It's not... Holding 4 index funds from different providers is the same as holding 1 index fund with 1 provider.

They must think these funds are actively managed right? I mean that's the only reason to buy 4 different ones? And then why are you trying to diversify by going global, but then tacking on the mega caps? The mega caps are already in the global funds...

If anything it should be the other way around, 95% global index fund with 5% micro caps for some individual exposure for a bit of risky upside as long as you keep it under control.

The post of the guy who has the ftse all world, the nasdaq, the S&P500, google and nvidia basically just has 90% S&P500... Which I'm going to guess wasn't his intention.

It's good that more and more people are starting to invest, but why do people do this I don't understand it?

Fancy taking home some bed bugs while you shop? ASDA has the solution, do your laundry while you shop!

In theory it's a good idea, tackle laundry and shopping at the same time but it won't be successful for 2 reasons. First is that most people have washing machines at home, so just put the laundry on before you go to do your shop, come back and it's finished.

Second is most people don't like sharing washing machines due to bed bugs and other nasty crap from dirty people.

Third, there's no way of knowing if the machines will be in use when you get there, you may drag a massive bin bag of clothes to wash, only to find the machines are in use.

So basically a customer has to be doing a large enough shop that their laundry can wash and dry before just in time to collect it. That eliminates every customer doing a quick 20 minute shop. The customer has to take their laundry in hoping there is a machine available. They have to hope they don't leave with their laundry infesting with bed bugs from some other persons laundry.

Don't see this working at all.