r/trading212

Hey i was new to trading and have some money located in a preset pie made by someone else and was watching for a week, i was maybe looking for trading advice or anything of the sort?

I’ll be honest I’m fairly new to this, and still trying to find my feet and I think I’ve made a mistake from the get go. I followed a referral to get a free fractional share and I’m wanting to get more in to investing - as while I don’t have a lot of money, I would like to have my money work for me over a longer period than “just” saving.

However, I’ve started off in an Invest account and while I’ve invested in some funds, should I have instead used a stocks and shares ISA? I presume I can’t just transfer everything over - so do I have to sell what I’ve put in the invest account and then rebuy in an ISA - or should I just leave it all be?

Sorry if I sound like an idiot but I’m just trying to work out how to do things for the best!

Where should I put my money and why? I am hoping for higher returns.

La bull trap que nadie está viendo venir.
Nadie lo está viendo… Bitcoin parece listo para explotar al alza… Pero esto podría ser la trampa más peligrosa de la semana.
La mayoría ve esto como el inicio de una subida fuerte. Pero aquí es donde cambia todo… El mercado no sube para que ganes. Sube para que entres mal. Y cuando todos están dentro… gira.
Aquí está la clave. Una bull trap se confirma cuando: El precio rompe… atrae compradores… y vuelve a meterse debajo del nivel clave. Ese rechazo…
es la señal real.

________________________________________
Bitácora Crypto, Análisis Técnico, Acción del precio, OrderBlock, Liquidaciones.

Hi

Could someone confirm (or correct me).

What are the selling orders that apply to this example : say you buy at market price £100, you then want to limit any drop to £95 and you want to sell at say £130.

So for this, after buying, do you select stop limit then set the stop price at £95 and the limit price at £110?

If price drops to £95 it automatically sells, if it reaches a certain £110 it automatically sells?

Thanks

When i make i try to make a limit order it says that will be go thru when market opens ,meanwhile i can see how the price is changing, how do other people trade?

Hey all.

I currently have savings in my trading212 as well as an investing account. Do you recommend I put my savings elsewhere and keep my account for investing only? Or should I keep it in my 212 account? I’ve been looking into Moneybox, standard banks, but just not sure what is “best”.

Any advice? Thanks in advance :)

Just wanting some advice and experience please. I’m wanting to open a stocks and shares ISA I would love to hear people’s experience with opening one with trading 212 and If you’d recommend opening one and any tips really. Thanks 😊😊

Hi everyone, im 32, and been putting money in 212 for like 4 months . So far I only put all in vwrp. I don’t have much knowledge about reading financial report etc, any other ETFs you can suggest apart from vwrp thanks

I opened a cash ISA to take advantage of the 4.62% offer. I want to also open a stocks Isa with T212 can I just transfer over some of my cash ISA balance? is this a quick process?

I haven't decided which etf I want to buy yet but can I hold some of my balance in the stocks section until I decided what I will buy?

I’m 22, based in the UK, and I’m trying to build a long-term investment strategy focused on growth first, with the aim of eventually building dividend income through reinvestment (“dividend snowball” approach).

### My situation:

- Age: 22

- Time horizon: ~20 years

- Income: £25k–£30k self-employed, potential job offer ~£40k

- Risk tolerance: High (I’m comfortable with volatility and big swings)

- Debt: None

- Emergency fund: Fully covered and growing separately

- Investments: All going into a Stocks & Shares ISA

- Current portfolio: ~£5k invested (unstructured/random picks), currently down ~£600

- New capital: £25,000 lump sum

- Monthly contributions: £400–£600

### My goal:

I want long-term capital growth first, but I also like the idea of gradually building dividend income through reinvestment over time.

### Proposed ETF allocation:

- VWRP (FTSE All-World): 40%

- VUSA (S&P 500): 5%

- VUKG (UK Growth): 5%

- IUKD (UK Dividend): 25%

- IUKP (UK Property/Income): 10%

- VHYL (Global High Dividend): 15%

### My questions:

1. Does this portfolio make sense for a 20-year high-risk growth investor?

2. Am I overcomplicating things or overlapping too much (especially dividend ETFs)?

3. Would a simpler portfolio likely outperform this over time?

4. How should someone my age think about balancing growth vs dividend investing?

5. What would you change, and why?

### Bonus questions (I’m still learning):

- How does FX (currency exposure) actually affect ETF returns in practice?

- How do taxes work inside a UK Stocks & Shares ISA (I believe gains/dividends are tax-free but want to confirm)?

- What does “rebalancing” actually mean, and how often should it be done?

Any honest feedback is appreciated—even if it’s critical.

So let me get my excuses in first. im currently on holiday and temporarily forgot is was a Saturday when making a manual investment into my pie of ETFs. Of course none of the markets were open and so the investment is "pending"

Is it a bad idea to just leave it as is until the markets open on Monday morning? I can cancel the preorder of course and in reality, in the grand scheme of things its not a huge investment, but as a learning point I want to understand how putting in a buy order out of hours is likely to be seen.

I'm interested in market workings and any technical knowledge as to whether this places me at any disadvantaged position because of professional traders activities on opening - As much as any views on thos generally being see as a.good / bad idea.