Join using the code/link

1. order your chime cards
2. Get a direct deposit of $200 or more to your chime account
3. Chime will then put another $100 into your account 👍

Join me on Chime and get $100. Terms apply. [https://www.chime.com/r/dennispilottiiii/?c=s]

(If you can’t set up a DD but have the $200 than you can use a brokerage account like robinhood to do the transfer)

If you make your deposit and don’t receive the $100 contact chime through the chatting option in the app and they will sort it out, just tell them you were referred by $Dennis-p if this is the case👍

hiii so i’m a 24 black female , i work as a rbt getting about $1200 every two weeks . and its pretty much takes up a lot of my time so it’s hard finding another job to accommodate my schedule. i have a car note, rent, credit cards to pay. which isn’t much compared to other ppl i know . i see my peers taking vacations , getting nice cars , apartments and i just can’t help but wonder how /where they’re getting the money for this . time =money i feel like i don’t have no TIME. idk what i’m doing wrong . is there a cheat code to this . my 20s are just going by and stability doesn’t seem attainable for me . HELP

[supprimé]

I’ve been with my husband for 4 years, when we met he was in a bad place financially, his parents raised him very much in principle of the “you can’t take it with you, spend it” attitude.

Since meeting me we’ve combined finances and paid off roughly 10K of debt, we have around 3K left to pay.

The thing is, he’s not helping matters. I used to take full control of all cards, banks, everything but slowly he’s been gaining his freedom, which is where it’s started going downhill. For example:

I gave him full access to his bank, we sit down together once a month to do bills but he reads out what bills need paying and I write, I don’t actively look at his transactions. Turns out the bill money we leave in that account he’s been spending, so any bills that need paying have been bouncing. He’s done this for 3 months consequently and it’s only getting worse. Today I ordered him to put his bank back on my phone so I can begin checking it again.

Next issue, he created a Monzo bank account because he liked the idea of budgeting with the pots. Again, he had full access to this bank, over Christmas and birthdays he spent and spent and that account is now £1044 in its overdraft.

Thirdly, he has two debits, one Argos card (he bought a tv I was aware of) but then keeps buying new things on the card without making any major payments, most months he pays less than £50 and that’s only if I remind him to do so. He also has a credit card which he always forgets to pay, even though every pay day when we sit and go through finances I tell him to pay then and there and it’s always an excuse like he can’t login or he needs to call them.

Another is Klarna, he keeps buying bloody Pokémon on pay in 30 days on my klarna and then not telling me, so I don’t think to include them in our bills.

He’s on a really good wage so we should be able to make these payments with ease yet 10 days after pay day we’re always skint.

I want to be secure financially and debt free without taking away his freedom. I want him to learn to be financially sensible on his own two feet.

How do I get through to him?

$30 for UK and US only message me or comment under this post.

So I have a hard time balancing my cash budgets, i am always off by a few dollars. I am better at budgeting with cash. I guess seeing it is easier for me. So I am wondering what is a good way to keep better track. Also I only use enalopes and a notebook. Any suggestions on budget binder snd maybe how I can wright things out better? *this isn't for fixed but variable expenses*

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Honestly, at first I thought it was a joke

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I know it’s not huge money, but I’m not using big amounts, and for me it’s completely decent

If you’re interested, he left a guide on his profile

His username: HelloYouBeautiful

You can click it or copy and paste it into search, he’ll be the first one