u/RichBuddies90

▲ 0 r/moneyadvice+1 crossposts

Title: I built a free Al tool that writes dispute letters - looking for beta testers

Long-time lurker here. I spent the last year building CreditOS after my own frustrating experience with credit repair companies charging $89/month to send form letters.

What it does:

- Upload your credit report PDF and Al identifies every disputable error

- Generates personalized dispute letters citing specific laws (FCRA, FDCPA)

- Tracks your disputes and deadlines automatically

- Scans receipts to find credit-eligible purchases

It's free to use (there's a premium tier but the free version handles disputes). I'm looking for 50 people to try it and give honest feedback.

Not trying to sell anything - genuinely want to make credit repair accessible to people who can't afford $89/month services.

If you're interested, I'll drop the link in the comments. Would love to hear what features you'd actually want.

IMPORTANT: Use code FOUNDING100 for 3 months free Premium if you want to try the full

reddit.com
u/RichBuddies90 — 11 hours ago

Looking to partner with or acquire a fintech / credit-related business 🤝💰

Looking to partner with or acquire a fintech / credit-related business 🤝💰

I’m currently building a credit-focused app and looking to connect with companies or founders in the credit / financial space.

Interested in working with businesses that have:

• Credit reporting infrastructure (Metro 2 / bureau relationships)

• Rent reporting, loan servicing, or credit-builder products

• Or early-stage SaaS/tools in the credit or finance space

What I’m open to:

• Acquiring a small business or SaaS (budget $1K–$10K depending on structure)

• Buying into an existing company

• Revenue share partnerships

• White-label or long-term collaborations

What I bring:

• Product + app development direction

• User acquisition and growth strategy

• Ability to scale and build a larger ecosystem

Ideal situations:

• Early-stage or not actively growing

• Built product with small user base

reddit.com
u/RichBuddies90 — 3 days ago