
Saving very little despite ₹58k salary how can i maximise my savings?
Guys, need some practical finance advice.
Salary: ₹58k/month
Fixed expenses:
- Rent: ₹6k
- EMI: ₹13k
- Metro: ₹1.7k
- SIP: ₹5k
- GF/outings: around ₹5k
Rest mostly goes in random UPI spending, credit card, food, shopping etc. I use one bank account for everything and have a credit card limit of ₹24k.
I’m able to save, but not as much as I should on this salary.
how can i maximise my savings?