u/AdditionalFeedback85

Guys, need some practical finance advice.

Salary: ₹58k/month

Fixed expenses:

• Rent: ₹6k
• EMI: ₹13k
• Metro: ₹1.7k
• SIP: ₹5k
• GF/outings: around ₹5k

Rest mostly goes in random UPI spending, credit card, food, shopping etc. I use one bank account for everything and have a credit card limit of ₹24k.

I’m able to save, but not as much as I should on this salary.

how can i maximise my savings?