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r/fuckCRED

▲ 98 r/fuckCRED+1 crossposts

I have Purchased an iPhone from Reliance Digital Online platform and delivery date was 15th April however I have received a communication online that Order will get delay due to some reason so I didn’t checked anything later on 15th april i have checked app and found order Is returned without any information or call cut to now till date there is no refund initiated I have called them five time emailed them 3-4 times mentioning that I will go to consumer court but there is no proper response or answer for no refund and not delivering the order can any one suggest what to do my credit card bill is due in next 2 days and i have to pay that for what i have not received suggest me what I can do because customer support is not responding and amount is 161900

u/Ultra_Instinct-G — 9 days ago
▲ 103 r/fuckCRED

#Honestly, it’s irritating and frustrating. I don't know, if any of you can relate with this or not!

I’ve been facing this issue with CRED for some time now. It doesn’t let me check my bank balance instantly using the normal UPI method, instead it asks me to set up biometric authentication first. There’s no option to skip it.😑

I spoke to customer care, and the agent said this is a mandatory setup by CRED for checking balance as well as paying someone money upto 5k. I asked if this was mandatory by RBI or any governing body, and she said no.

"if I’m comfortable using my UPI PIN, why am I being forced to add biometric authentication just to check my balance?"

Personally, using a PIN feels more secure. You actually get a moment to review the details before entering it on the final page.
With biometrics, it’s just instant approval and can sometime lead to wrong transactions.

*What can we actually do in this situation? *Is it even legal to make this mandatory? *Can this be raised with any regulatory body?

u/PenLimp2046 — 9 days ago
▲ 44 r/fuckCRED

Anyone switched from CRED to something actually worth using?

Used to feel premium few years back. Now I’m paying 50k+ cc bills to unlock:

₹1 cashback

some random coupon for luxury dog food

17 lakh cred coins that can’t buy oxygen

Need alternatives that are genuinely better for:

cc bill payments

UPI rewards

cashback that isn’t psychological warfare

Seeing people mention CheQ, Kiwi, super.money, Amazon Pay etc but every thread becomes sponsored-sounding after 5 comments.

What are you guys ACTUALLY using rn? And realistically how much value are you getting monthly?”

reddit.com
u/Sale-Whole — 5 days ago
▲ 5 r/fuckCRED+2 crossposts

Hi everyone,
I have a credit card bill of ₹6,40,000/- to pay and I want to make sure I get the maximum benefits out of paying it.

  • I currently have an HDFC Millennia debit card.
  • Looking for suggestions on which app or which card would give the best cashback or reward points when paying such a large bill.
  • Any tips on platforms like Paytm, CRED, Amazon Pay, or others that might offer extra rewards?

Would love to hear your experiences and recommendations. Thanks in advance!

reddit.com
u/crazyneighborguy — 11 days ago
▲ 5 r/fuckCRED

cred has this offer level 1 & 2 are ok ok apart from the district voucher

Claimed the pvr voucher from level 3 on payment of 1L Credit card bills

500 off from the total which is nice

u/bored_dumbledore — 14 days ago
▲ 6 r/fuckCRED

Here, early birds, have a free 6-month PharmEasy subscription.

PS: Please leave a comment if you utilized it (just so that others know it is taken).

PSS: I am adding one in the comments as well.

Edit: I got to know from one of the comments (r/Silent_Selection6248) that it is available only for new users.

u/OkCelebration5940 — 10 days ago
▲ 3 r/fuckCRED

Selling my Cliq fashion coupon which I got from cred which gives 250 off with 250 as minimum order value for ₹100

u/high_meridian — 13 days ago
▲ 9 r/fuckCRED

Its a mutual fund bill not a credit card bill , so the cashback will really come through ? Using cred for the first time so dont know much..thank you in advance.

u/BanglarBob — 12 days ago
▲ 0 r/fuckCRED

Looking to use kuvera surplus feature, emailed them but got a generic response that it will be enabled for all last week.

reddit.com
u/sanjevk_ — 13 days ago
▲ 1 r/fuckCRED

Swiggy

Swiggy’s Maa-fia is here! 🕵️‍♂️🚩
This Mother’s Day, I’m trying to
reveal Maa’s Ultimate Weapon (and honestly, I’m scared 👁️👄👁️).
Just accept my invite and we both get ₹10 Free Cash & you and I can win up to ₹100!
I don’t wanna get caught by the Boss Lady alone... click to join.
https://r.swiggy.com/mothersday/mothers\_day-3F2o2O3Vz

u/Knoxious96 — 7 days ago