Anyone switched from CRED to something actually worth using?
Used to feel premium few years back. Now I’m paying 50k+ cc bills to unlock:
₹1 cashback
some random coupon for luxury dog food
17 lakh cred coins that can’t buy oxygen
Need alternatives that are genuinely better for:
cc bill payments
UPI rewards
cashback that isn’t psychological warfare
Seeing people mention CheQ, Kiwi, super.money, Amazon Pay etc but every thread becomes sponsored-sounding after 5 comments.
What are you guys ACTUALLY using rn? And realistically how much value are you getting monthly?”