r/discover

Starting on 5/29/26, Discover Bank is disconnecting prepaid account that you have linked if any. This includes Pathward (formerly MetaBank).

https://www.doctorofcredit.com/discover-to-disconnect-bank-prepaid-accounts-linked-to-discover-on-5-29-26/

Just wanted to make sure the 498 is my statement balance statement that I have to pay, if not best week is when it’s due and I’ve yet to get a statement.(

Got an email today about getting an extra 6% cash back, so I’m pretty excited, but I’m slightly confused is it for everything or just a category? The picture is the email I got and the asterix at the end says nothing about any categories. If anyone has any answers that would be awesome!

So I have autopay on my Discover card set to "Pay Statement Balance" in full once a month bc there's no option to autopay the current balance. The only problem is that the statement balance and the current balance are different for some reason??

The statement balance is always less than the current balance, so autopay never pays my full balance, which leads to revolving utilization and brings my credit score down. I'm a student and this is my only credit card so it has a big effect on my score. I'm also worried about it collecting interest once my year of 0% APR, or whatever, ends.

The first screenshot is what it normally looks like. The second is from when I paid off the rest of the current balance manually halfway through the month and that payment didn't change the statement balance but it did reduce the current balance. I've heard making multiple payments a month can boost your score, but I'm not sure if that's true.

Why is the statement balance different than the current balance? Should I turn off autopay and set a reminder every month to manually make the payments? If I keep autopay but make an extra manual payment for the rest of the current balance each month, will that help or hurt my score?

I applied for the discover cashback credit card and got accepted. I received an email that allows me to check my information regarding the acceptance but all I see once I put in my social security number and zip code is my previous pre approval form. I did that pre approval form a week ago to see my options for a credit card. Does it usually take longer than 1 day to update my status?

Also I have not received any further instructions about pending approval or having to submit more information.

This is my first credit card so I am just nervous.

Forgot my Statment was set to autopay and forgot to cancel it before the due date. I a while back though I did pay the minimum amount before the due date when the statement was posted. Am I able to cancel the payment/reverse the payment even though it says posted. The only charge shown on the linked bank account is the overdrawn fee of 32$, the amount that was supposed to be withdrawn from the account doesn’t show. This is the first time it’s happened to be or been an issue until recently with money being tight.

Edit: Hey Guys. Thank yall so much for the help. A Very Good Friend of Mine Just Let me Borrow A few Dollars to pay off the debt!! We Came to The Agreement That I would Pay him 15% of every paystub until the full Amount borrowed is returned back.