I started investing into my vanguard ISA back in 2019 and less than 6 years on my portfolio has more than doubled in value. I was investing £300 monthly. The etf funds I invested in was #VUAG, #VWRP and U.S equity index fund. This is my emergency fund type now.
Update of my previous post. After nearly six years in the market invested within my Vanguard ISA my portfolio has reached £20k and 123% up. I use this as a ‘emergency fund type’ account. Funds & ETFs are VWRP, VUAG and U.S equity index fund. Consistency is key!
Roughly one month ago I initiated a rollover of my entire 401k (held at Vanguard) to my Traditional IRA (held at Vanguard). I rolled over $3,000,000 but only $300,000 was deposited into my Trad IRA. Long story short, after much conversation with Vanguard over the phone, Vanguard admits to having made a data entry error that effectively shifted the decimal point. They are currently working to deposit the rest. In my 401k, this investment was 100% invested in the S&P 500 and my intention was to reinvest it in the same fund immediately upon receiving the entire rollover amount. As a result of Vanguard's error, this money has spend 2 weeks out of the market, missing out on 4% gains. My key question is: is there any way I can be compensation for this time out of market? What actions can I take? (exact numbers altered slightly)
Anyone accidently convert an index to etf twice? I started the process over the weekend and checked on Monday if it converted. Nothing at the end of the day and looked on the conversion page again and it shows my VTSAX share could still be converted to the equivalent ETF. Foolishly hit convert again thinking the first time didn't go through. They should have locked this option after Saturday's try. Now my VTSAX balance is negative and my VTI is twice the amount it should be.
I historically viewed Vanguard as a boomer broker. Old clunky web site and not friendly to new long-term investors with their $3k minimums index mutual funds and high priced ETFs.
However, things have changed in the 2020s. Better website design, fractional shares for Vanguard ETFs, auto-investing for those ETFs, and even a new short-term Treasury ETF (VBIL) to park emergency cash free of state income taxes. It has become very new investor friendly with all the perks of a big broker.
What are your thoughts on the improvements this decade?
In July 2024, I opened up a Vanguard account and bought the 3k of VTSAX. Basically every month since then, I auto invest $500 per month. My account is up to 16k.
I am thinking of selling it to do some home repairs and avoid debt.
Do i need go pay taxes on that? On the earnings? How much? This all my after tax income.
Is this a shit decision? It seems to be growing pretty well.
Is there something else I need to do other than sell 100%?
I am not savvy with this.
Hello! My husband is a new Vanguard employee as of Jan 2026. He has been trying to create a username and password for his vanguard account but it keeps telling him he hasn’t met all the password requirements but he has. I have been with the company for 7 years and have a username and password and no issues so I can’t figure it out. Anyone know how to solve this? He was doing it on his phone but on the browser not the app. Does he need to do it on the computer? Thanks for the help! It’s super frustrating. He may just need to call in at this point.
I have a 401k from an old employer with Vanguard. i am planning on rolling it over to an IRA with a different investment company so my assets are more easily managed by me.
I'm good with all of that except faxing. Who even has a fax machine anymore? Is that right?
I want to change my retirement date from 2035 to 2040.
I think I know the answer to this but I got a scary note from Vanguard saying I might be stuck with all cash for 30 days.
"Important, please read
VTTHX: Excessive transactions can disrupt management of a fund and increase the fund's costs for all shareholders. To prevent this disruption, purchases or exchanges back into non-ETF share classes of this fund may not be permitted for 30 calendar days after this sale. The Frequent Trading Limitations section of the fund's prospectus explains these limits in full. You can also access our Frequent Trading Policy by searching on vanguard.com."
I think it's sell all of VTTHX and buy all VFORX
But I definitely don't want to be caught on the sidelines for 30 days.
I started investing minimally about 6 months ago and have only ever purchased 3 stocks on vanguard. I have never purchased vmfxx. The 3 stocks I have purchased total about $120 of profit. However, my performance view shows that I’m negative $680, with the cause being VMFXX. This stock doesn’t show up in my holdings, only in my performance table. The fact it’s claiming I’m down so big is worrying, does anybody have any insight or is this just a bug?
I opened a brokerage account on vanguard and have $60 in it. What stock or company should I buy? I’m going to be investing around $100-$400 a month.
Saw a post here a little while ago about the new director for the debit card program. Seems like they started the search for the director at least five months ago. The director posted that he started about two weeks ago, and Vanguard is hiring a product manager for the debit card product. The posting for the product manager seems to confirm that the debit card is for the cash plus account.
I'm trying to open a Roth ira account but I can't make the required contribution because it says I've maxed it out. This is a brand new account. I have no other ira accounts.
I've tried multiple times over the years to sweep all my money market balances into investments and every couple years I notice I have tiny dollar amounts in each of my investments - why is that?
Is there a feature to just automatically sweep that to the investment in each account? (I only have 1 fund in each account)