u/Enough_Thanks3808

Hello! My husband is a new Vanguard employee as of Jan 2026. He has been trying to create a username and password for his vanguard account but it keeps telling him he hasn’t met all the password requirements but he has. I have been with the company for 7 years and have a username and password and no issues so I can’t figure it out. Anyone know how to solve this? He was doing it on his phone but on the browser not the app. Does he need to do it on the computer? Thanks for the help! It’s super frustrating. He may just need to call in at this point.

Whoops I corrected the form number below!

Does anyone know if you get to the end of your 20/30 years of student loan repayment and we are still living in the world of student loan forgiveness being taxable, that debt cancellation is filed on form 1099c. Can you then file the form 982 for insolvent debt? That is only for debt that’s above your income, correct? But then does that debt affect your credit? As I know any debt filed on form 1099c is reported to the credit bureau’s. Just curious if this process would work. Thanks all!

Has anyone else’s poop been a clay like texture? Not pale in color, just a clay like consistency it’s almost black or dark dark brown in color. My husband has had this since taking Mounjaro. He is also type 1 diabetic so idk if that has anything else to do with it. With that said, Any tips you can do every day? I have ready, increase water intake and fiber. He can definitely increase his fiber but he already drinks a lot of water. Stool softener isn’t gonna work long term. Thanks!