Do I need to let my insurance know about my kids?
I don't think I have ever actually told them I have a kid in my household (not driving age, he is 4) and my policies are 10 years old so when I signed up there were no kids, but some people say I need to? Never thought about it so.... my insurance knows about my husband (and vice versa, separate policy same household)
For both home and auto insurance.
Hi everyone,
I wanted some advice regarding my current auto insurance situation. My policy will renew in July.
I am 24 and have only had my license since I was 21 (3 years). I have been driving with my G2 and have never gotten my G. In 2024, I received a ticket for failing to display proof of insurance for $60. No demerit points. In 2025, I was in a fender bender where I was deemed 100% at fault. My insurance company paid me $2600 to have my car fixed.
When I first started driving, my monthly premium was at around $300. After my ticket, it increased to $400. I am apprehensive about how much my premium will increase upon renewal. I have my G test booked for June, as per my broker’s advice.
How much can I expect my premium to increase? My broker said that the insurance company will now see me as a 0-star driver.
Thank you
I had the unfortunate experience of hitting someone’s very large dog that was loose. The dog is okay and we followed it and he actually brought us to his house.
There is significant damage to my front bumper. I have dashcam footage of the whole incident. I am familiar with what to do in the case claims that involve two vehicles but am not familiar what to do in Alberta when a loose domestic animal is involved.
Received & paid a ticket (US) that doesn't show on the auto renewal. It occurred after the initial auto application, but before this renewal.
Should I inform the broker?
A couple of weeks ago, I made a post asking whether my vehicle was a total loss, and many of you commented for which I’m grateful. Today, my insurance company called and informed me that it is a total loss. Since I had a waiver of depreciation, the amount offered to me is more than enough to cover the loan on the vehicle.
I was also told that I need to submit a couple of documents to process the amount and return the rental vehicle on Sunday (in 3 days). My question is: will the insurance company pay off the amount within those 3 days so I can pick up my new car? I thought I would be able to keep the rental vehicle until the payment was made.
My new car is ready for pickup at the dealership, but I’m unsure whether I should go ahead and pick it up after returning the rental. I don’t want to end up paying for two loans at the same time.
I am in a tricky situation. I have purchased a Transit to convert to a camper. It is financed. The VIN comes back as commercial. I will be using it as my daily run around while I convert it. Personal vehicle insurance won't insure in. Commercial will only cover for liabilities. Financing means it needs more comprehensive insurance. I stuck in an annoying grey area, with no direction on how to get this insured. I am supposed to be picking it up on Monday. Any direction is very much appreciated. Any company recommendations very welcome.