u/Glum-Geologist45

So my girlfriend is on the hook for a vehicle she cosigned. The remaining loan is 25K but the car is worth only 16 k.She clearly cannot afford to pay the monthly payments and doesnot have a liscense either to drive it. She is willing to take the credit hit by surrendering the vehicle,but what happens to the difference if the lender sues her? Can she apply for bankruptcy? Its her ex husband’s screw up and she wants no part in it.