u/ulaganathanShruthi

Investment advice please

Hi All,

I need some help on investing my monthly salary.

I am 33 single parent.

My monthly salary comes around 1.5 L

Monthly rent and other fixed expenses : 20 k

School fees : 1.3 L per year ( roughly 11k per month)

Grocery and food: 10k per month

Life insurance : 1.6 L per year

I have some investments in stock and mutual funds.

Current sips :

Icici prudential blue chip - 5 k

Nippon India large cap - 5k

Tata large and mid cap - 5k

Sbi large and mid cap - 5k

Nps - 5k

Local finance chit fund - 25 k

Whatever remains goes to fd for 18 months.

What can I change here?

Risk appetite: medium

Goal: To raise a passive income in case I lose my job (worst case scenario)

Duration: Next 5 - 10 years

reddit.com
u/ulaganathanShruthi — 6 days ago

Hi All,

I need some help on investing my monthly salary.

I am 33f single mother.

My monthly salary comes around 1.5 L

Monthly rent and other fixed expenses : 20 k

School fees : 1.3 L per year ( roughly 11k per month)

Grocery and food: 10k per month

Life insurance : 1.6 L per year

I have some investments in stock and mutual funds.

Current sips :

Icici prudential blue chip - 5 k

Nippon India large cap - 5k

Tata large and mid cap - 5k

Sbi large and mid cap - 5k

Nps - 5k

Local finance chit fund - 25 k

Whatever remains goes to fd for 18 months.

What can I change here?

reddit.com
u/ulaganathanShruthi — 8 days ago

Hi All,

I am currently working in IBM, Got an offer from Accenture for 32 lpa fixed for level 9

current ctc: 26.5 fixed

when I gave the interview the interviewer said the project is a support project but we can switch internally after 4 months to an implementation project .

Now my manager in ibm is saying that she will match the offer.

should I stay or switch? hr says project details are confidential in Accenture so not able to decide

Edit: I was trying to switch to get a better role which involves some leadership(My promotion in ibm was getting delayed) , which is what accenture is offering but I am skeptical about the support project

reddit.com
u/ulaganathanShruthi — 13 days ago

Hi All,

I am currently working in IBM, Got an offer from Accenture for 32 lpa fixed for level 9

current ctc: 26.5 fixed

when I gave the interview the interviewer said the project is a support project but we can switch internally after 4 months to an implementation project .

Now my manager in ibm is saying that she will match the offer.

should I stay or switch? hr says project details are confidential in Accenture so not able to decide

Edit: I was trying to switch to get a better role which involves some leadership, which is what accenture is offering but I am skeptical about the support project

reddit.com
u/ulaganathanShruthi — 13 days ago