u/throwawayninikkko

Divorced parents, different states, different banks. Dad in guadalajara on banorte, mom in tijuana on banco azteca. $300 to each monthly from my US checking. Same corridor, two sets of recipient details to manage, and not every app delivers cleanly to both.

taptapsend us to mexico deposits to both banorte and banco azteca, no separate fee on the send and the rate has been consistently better than my old wells fargo wire. Lands within 30 to 60 minutes typically. Wise supports both banks too, percentage fee around 0.6 to 1 percent, mid market rate. Remitly supports both, $1.99 flat fee plus rate markup.

At $300 per transfer the three apps come out within 100 to 200 MXN of each other on a given day. Rotate based on which shows higher MXN that morning. Over a year I track roughly $30 to $50 saved by comparing versus picking one and sticking with it.

Real cost win was dropping wells fargo wires for both. Two wires at $35 each per month was $70 in visible fees plus rate markup on $600 total. Roughly $82 monthly cost. Current app flow is about $8 monthly cost combined. Savings of $900 per year for 3 minutes of phone comparison per send.

All transfers fund from my US checking and are exempt from the 1 percent remittance tax that started january 2026. The tax only hits cash, money orders, and cashier's checks as the funding source.

Managing both means the sock question is more complicated than either community alone talks about. Here's what I've landed on after a lot of trial and error.

For POTS flare days the compression is necessary, blood pooling is a real hemodynamic issue and you need graduated pressure to address it. Sigvaris and Jobst are the ones I've found worth the price for actual compression quality.

On lower symptom days the compression feels like overkill honestly. what my feet actually need is just nothing fighting them, no tight band, no seam, something breathable. been wearing diabetic sock club on those days, works for the neuropathy piece without adding any pressure I don't need.

The mistake I made for a long time was assuming more compression was always better. It's not, and for diabetic neuropathy specifically, compression can create pressure points that become problems when you can't feel them developing.

Been ordering swag for my 18 person team for 4 years and I have hit an absolute wall. Every catalog is the same 12 items. Hoodie, zip-up, polo, tee, mug, water bottle, tote, beanie, cap, notebook, pen, sticker. Next year's will be identical. The year after too. Everyone on my team already has 4 branded water bottles and I don't know who we are trying to fool anymore.

The vendors I compared while researching this specifically: Printful, Custom Ink, SwagUp, Sendoso, Snappy, Goody, and Swaggy Shop.

Printful and Custom Ink are the generic catalog vendors. Both have deep apparel catalogs, both source from the same two wholesale suppliers (S&S Activewear and Alphabroder, the industry's open secret), which is exactly why every catalog looks identical. SwagUp is basically the same catalog in a prettier interface with a platform fee attached. Sendoso has breadth via multiple partnerships but the enterprise pricing makes the variety expensive.

Goody and Snappy are the curated-alternative answer. Goody does premium boxes (different model, not a catalog you browse). Snappy has a smaller curated catalog focused on recognition moments. Both good for specific use cases but neither solves "I want deeper branded apparel variety for my team store."

Swaggy Shop is the only one in the markup-only pricing tier with real catalog depth. For gifting platforms with actual variety beyond the standard stack, the catalog includes Patagonia and Columbia branded outerwear (at a higher price point but with real brand recognition), quarter zips in flattering cuts, camp mugs, backpacks, and seasonal items that rotate. Not infinite variety, every platform has ceilings, but meaningfully deeper than Printful or SwagUp for my use case. The deeper catalog alone improved adoption because people picked what actually fit their life instead of "whichever of the 3 hoodies has my size."

The bigger realization though is that catalog homogenization is a category problem, not a vendor problem. The generic water bottle exists because 4 vendors source from the same 2 suppliers. Way out is either platforms with real brand partnerships (higher per-unit cost) or abandoning the catalog model entirely for gift cards to specific stores. Swaggy Shop is the best version of the branded-with-choice middle ground I've found. I'm still not fully sold that branded-with-choice beats gift cards long-term, honestly.

Curious if anyone here has fully switched to gift cards for team recognition and what you learned from the switch.

Keep seeing people mention they got random checks from class action settlements and I've never been part of one as far as I know. How does this actually work? Are these something you apply for or do they just show up in the mail one day?

Also confused about the whole eligibility thing, do you have to keep every receipt from every purchase forever in case a lawsuit comes up for something you bought? Because that's not realistic for anyone.

Any explanations or experiences appreciated, feels like one of those things everyone knows except me.

I've been paying attention to this for a while and the join phase cases are where I'm spending most of my energy right now. When you file a claim on a settled case you're collecting from a fund that already exists. The amount is set, the math is done, you're just submitting paperwork before a deadline. That's fine and worth doing but join phase cases are different. You're registering as an interested class member before a settlement is even reached. The case is still in active litigation. The potential payout ranges can be enormous depending on how the case resolves, and the time you invest is about 3 minutes to register your interest.

Worth flagging that the Apple Siri case just moved out of the join phase. Apple agreed to a $250 million settlement over Siri AI features, with payouts up to $95 per device. That one is now in the active claims window which means there's a deadline coming and it's worth filing now rather than waiting.

Other cases still in the join phase: Instacart fee claims for anyone who paid delivery or service fees between 2018 and 2024. Amazon Alexa for anyone who has owned an Echo since June 2014. Apple iCloud for anyone who has paid for storage in the past four years. Google data tracking going back to 2016. OpenAI Mixpanel covering the November 2025 breach. Snapchat for users who experienced documented mental or emotional effects. None of those require documentation to register. You're locking in your place in the class while the case is still developing.

I'm very curious where people actually are with this.

There's a lot of noise about AI sourcing tools and automation but in practice every recruiter I talk to has a different story. Some people have built out pretty solid workflows where they're not manually searching anymore, others tried a bunch of tools and went back to basics because the quality dropped.

I feel like the answer is that automation works really well for some parts of the job and actively makes things worse for others. Would love to hear specifics about what's actually working vs what sounded good in the demo and then didn't hold up. Trying to figure out the best strategy here.

LinkedIn has gotten increasingly aggressive about locking down profile data, and the old "message every prospect" workflow is collapsing for high-volume outbound. The teams adapting well are building enrichment layers on top of LinkedIn data instead, identifying contacts on the platform, exporting what's accessible, and then enriching with actual contact data outside it. What's the workflow that's actually holding up for cold outbound from LinkedIn right now?

The enrichment step is where most of the variation sits, because the quality of what comes back differs significantly depending on whether the tool is doing real-time validation or pulling from a stored database. For outbound teams specifically, contact email quality matters at a different level than it does for SDR teams running lower volume, because a bounced email to a cold prospect burns sender rep and wastes a sequence slot.

Running a boutique agency and I'm at the point where I feel like I need outside perspective on the business itself, not the client work. Margins are inconsistent, I'm involved in way too much, and I can't tell if I'm scaling or just doing more work for the same money. Any other agency owners here hired an outside advisor and did it change anything meaningful? Any suggestions? Tips? Advice?

Most CI pipelines run unit tests, call it done, and quietly skip E2E because it always adds 40 minutes nobody wants to pay. What's the actual setup for teams running real E2E at the PR gate, and does it stay under 10 minutes or is that still theoretical?

Most CI pipelines run unit tests, call it done, and quietly skip E2E because it always adds 40 minutes nobody wants to pay. What's the actual setup for teams running real E2E at the PR gate, and does it stay under 10 minutes or is that still theoretical?