u/minimalist-muse

I have been using T1 for the past 7 months and here's what I like/dislike.

Post Axis Devaluation its the straight forward card for Accor points with great 1:1 transfers for airline partners.

The easiest way to max out on 18k points is through bookings made through Hopper. And Yes! you need a lot of patience and time to navigate through.

1. Some of the hotel bookings are straight forward, I booked Sheraton hotel for my parents in Malaysia, the price is better on hopper or was matching others

2. In Singapore, I wasn't finding hotels with breakfast, i called their customer care, they told HSBC has different tie ups with hotels and inclusions are based on that.

Here ask the hotel whats the breakfast buffet price and try to calculate.

Novotel was 65k for 3 days and approx 31k value to Accor. Breakfast costed 12,500 for 2. Still overall was on positive side.

• ask customer care for price match you get INR 1500 back.

Note: I am not aware of returns on other cards.

Right now, forex charges are zero, its 8% value to Accor. Used the card for multiple transactions in Singapore and has not been charged any forex + got 4% points.

3. Also, in India there are multiple hotel chains like Olive, Bloom etc. Where the price matches with all other platforms.

Flight bookings:

For flight bookings, its a mess, I wouldn't risk it until its straight forward, there are tons of options especially for international flights, the luggage weight would not be mentioned in most cases.

I would suggest to book on 'Yatra' which has max discount around inr 5000 - 10k for HSBC cards + we get 4%.

Another tip is to search for Agoda HSBC, there is a microsite which has some good offers around 5% less price compared to what you search on general Agoda.

One important thing to note is on Make My Trip you get only 2% back not 4%, only cleartrip, yatra, agoda and a couple of others mentioned on their website get 4%.

I have hit 1L milestone and got 3k points in a couple of days.

Use the card anywhere except exclusions you get straight 2%.

For someone planning a Europe or Southeast asia trip, this card helps a lot to transfer points to accor and plan in such a way to maximize the accelerated rewards.

For Singapore trip, I booked flights in January got 4%, some hotels in Feb got 20k points overall (41k accor), booked hotel using those points for 2 days.

Could have maximized by booking flights as well but I was skeptical.

Let me know if anyone needs clarification.

Note: Calculations are approx

I have been using T1 for the past 7 months and here's what I like/dislike.

Post Axis Devaluation its the straight forward card for Accor points with great 1:1 transfers for airline partners.

The easiest way to max out on 18k points is through bookings made through Hopper. And Yes! you need a lot of patience and time to navigate through.

1. Some of the hotel bookongs are straight forward, I booked Sheraton hotel for my parents in Malaysia, the price is better on hopper or was matching others

2. In Singapore, I wasn't finding hotels with breakfast, i called their customer care, they told HSBC has different tie ups with hotels and inclusions are based on that.

Here ask the hotel whats the breakfast buffet price and try to calculate.

Novotel was 65k for 3 days and approx 31k value to Accor. Breakfast costed 12,500 for 2. Still overall was on positive side.

\+ ask customer care for price match you get INR 1500 back.

Note: I am not aware of returns on other cards.

Right now, forex charges are zero, its 8% value to Accor. Used the card for multiple transactions in Singapore and has not been charged any forex + got 4% points.

3. Also, in India there are multiple hotel chains like Olive, Bloom etc. Where the price matches with all other platforms.

Flight bookings:

For flight bookings, its a mess, I wouldn't risk it until its straight forward, there are tons of options especially for international flights, the luggage weight would not be mentioned in most cases.

I would suggest to book on 'Yatra' which has max discount around inr 5000 - 10k for HSBC cards + we get 4%.

Another tip is to search for Agoda HSBC, there is a microsite which has some good offers around 5% less price compared to what you search on general Agoda.

One important thing to note is on Make My Trip you get only 2% back not 4%, only cleartrip, yatra, agoda and a couple of others mentioned on their website get 4%.

I have hit 1L milestone and got 3k points in a couple of days.

Use the card anywhere except exclusions you get straight 2%.

For someone planning a Europe or Southeast asia trip, this card helps a lot to transfer points to accor and plan in such a way to maximize the accelerated rewards.

For Singapore trip, I booked flights in January got 4%, some hotels in Feb got 20k points overall (41k accor), booked hotel using those points for 2 days.

Could have maximized by booking flights as well but I was skeptical.

Let me know if anyone needs clarification.

Note: Calculations are approx

I have been using T1 for the past 7 months and here's what I like/dislike.

Post Axis Devaluation its the straight forward card for Accor points with great 1:1 transfers for airline partners.

The easiest way to max out on 18k points is through bookings made through Hopper. And Yes! you need a lot of patience and time to navigate through.

1. Some of the hotel bookongs are straight forward, I booked Sheraton hotel for my parents in Malaysia, the price is better on hopper or was matching others

2. In Singapore, I wasn't finding hotels with breakfast, i called their customer care, they told HSBC has different tie ups with hotels and inclusions are based on that.

Here ask the hotel whats the breakfast buffet price and try to calculate.

Novotel was 65k for 3 days and approx 31k value to Accor. Breakfast costed 12,500 for 2. Still overall was on positive side.

\+ ask customer care for price match you get INR 1500 back.

Note: I am not aware of returns on other cards.

Right now, forex charges are zero, its 8% value to Accor. Used the card for multiple transactions in Singapore and has not been charged any forex + got 4% points.

3. Also, in India there are multiple hotel chains like Olive, Bloom etc. Where the price matches with all other platforms.

Flight bookings:

For flight bookings, its a mess, I wouldn't risk it until its straight forward, there are tons of options especially for international flights, the luggage weight would not be mentioned in most cases.

I would suggest to book on 'Yatra' which has max discount around inr 5000 - 10k for HSBC cards + we get 4%.

Another tip is to search for Agoda HSBC, there is a microsite which has some good offers around 5% less price compared to what you search on general Agoda.

One important thing to note is on Make My Trip you get only 2% back not 4%, only cleartrip, yatra, agoda and a couple of others mentioned on their website get 4%.

I have hit 1L milestone and got 3k points in a couple of days.

Use the card anywhere except exclusions you get straight 2%.

For someone planning a Europe or Southeast asia trip, this card helps a lot to transfer points to accor and plan in such a way to maximize the accelerated rewards.

For Singapore trip, I booked flights in January got 4%, some hotels in Feb got 20k points overall (41k accor), booked hotel using those points for 2 days.

Could have maximized by booking flights as well but I was skeptical.

Let me know if anyone needs clarification.

Note: Calculations are approx

I have been using T1 for the past 7 months and here's what I like/dislike.

Post Axis Devaluation its the straight forward card for Accor points with great 1:1 transfers for airline partners.

The easiest way to max out on 18k points is through bookings made through Hopper. And Yes! you need a lot of patience and time to navigate through.

1. Some of the hotel bookongs are straight forward, I booked Sheraton hotel for my parents in Malaysia, the price is better on hopper or was matching others

2. In Singapore, I wasn't finding hotels with breakfast, i called their customer care, they told HSBC has different tie ups with hotels and inclusions are based on that.

Here ask the hotel whats the breakfast buffet price and try to calculate.

Novotel was 65k for 3 days and approx 31k value to Accor. Breakfast costed 12,500 for 2. Still overall was on positive side.

+ ask customer care for price match you get INR 1500 back.

Note: I am not aware of returns on other cards.

Right now, forex charges are zero, its 8% value to Accor. Used the card for multiple transactions in Singapore and has not been charged any forex + got 4% points.

3. Also, in India there are multiple hotel chains like Olive, Bloom etc. Where the price matches with all other platforms.

Flight bookings:

For flight bookings, its a mess, I wouldn't risk it until its straight forward, there are tons of options especially for international flights, the luggage weight would not be mentioned in most cases.

I would suggest to book on 'Yatra' which has max discount around inr 5000 - 10k for HSBC cards + we get 4%.

Another tip is to search for Agoda HSBC, there is a microsite which has some good offers around 5% less price compared to what you search on general Agoda.

One important thing to note is on Make My Trip you get only 2% back not 4%, only cleartrip, yatra, agoda and a couple of others mentioned on their website get 4%.

I have hit 1L milestone and got 3k points in a couple of days.

Use the card anywhere except exclusions you get straight 2%.

For someone planning a Europe or Southeast asia trip, this card helps a lot to transfer points to accor and plan in such a way to maximize the accelerated rewards.

For Singapore trip, I booked flights in January got 4%, some hotels in Feb got 20k points overall (41k accor), booked hotel using those points for 2 days.

Could have maximized by booking flights as well but I was skeptical.

Let me know if anyone needs clarification.

Note: Calculations are approx

Planning for a trip in September, is it a good time?

Have a trip planned for Bali, confused to book the resort.

St Regis - Great beach, food

Kempinski - huge resort

Raffles - nothing much about resort but more on service side

This is to celebrate my anniversary, need suggestions on which place can provide good experience, including private dinner, airport transfers etc.

Have a trip planned for Bali, confused to book the resort.

St Regis - Great beach, food

Kempinski - huge resort

Raffles - nothing much about resort but more on service side

This is to celebrate my anniversary, need suggestions on which place can provide good experience, including private dinner, airport transfers etc.

Hi All,

I have 30k points through T1, I am planning to transfer to Accor for a trip this September. Here are some questions.

1. I am confused if I have to transfer or not since its a short trip and I can manage it through revenue and earn more points

2. Is there a possibility of HSBC giving 1:1.5 again for accor transfer and will I miss that.

3. There is a fear as well what if Accor goes away from HSBC, similar to Axis, these points will be of very less use.

Opinions and suggestions would help!

Will HSBC guve 1:1.5 for accor again? Should I wait before I more points?

Planning for raffles bali in september, can someone check if stayplus can be used for sep 19th and 20th, so that i can buy explorer membership