CAT diya decent college bhi convert h fir bhi confused h to join college ya tayyari continue rakhe? Anyone in the same boat(mera IRMA convert h age is 27 general male but high fees plus a dislike for corporate is having me all confused)
Anyone else in the same boat.
No layoffs no upskilling no linkedin no 'chochlebazi'. All these things gone and suddenly life becomes easier.
It's so funny(and sad) when I observe the following-Father born in 60s worked a government job worked fewer hours relatively way less work stress. His son who works a corporate job and sits in front of laptop all day works more hours earns more money but not necessarily all that reflects because stress is more constant tension of layoffs and becoming irrelevant after a certain age. To counter it they say "oh but he's living a better lifestyle" yeah sure can be fired anytime how does that feel.Private jobs(most) have ruined everything
Here's the context -Im sure a lot of people would know about MBAs here and how most people take loans all of that.A friend of mine got into a extremely prestigious institution and the fees is around 20 lakhs including hostel and mess everything. Now he's taking a partial loan of around 13 lakhs and financing the rest himself.
Now here's the thing-the campus is residential and since hostel and mess is included you'd think okay kitna hi personal expenses hoga. And my friend said bhai kam se kam 20/25k monthly ke to jaega in college parties travelling with friends etc.Now this shocked me-if one is taking a loan I thought his priority would be to save as such as possible and avoid all unnecessary expenses and put that entire money towards loan prepayment(there's 0 penalty on prepayment in education loan).But no the logic for almost everyone in similar situations "we Will live our life".
Ive almost always been against loans for a simple reason-loan takes away the freedom to leave job. Not only that it also takes away the freedom to switch careers and be choosy about jobs. Having talked to other people too it really shocked me how despite having loans over their head they still shell a lot of money on parties luxury travel. Nothing wrong but you could do that after clearing loans and pay that extra 2/3 lakh a year towards loan. But yeah anyone who gives such advice (I'm 27M) is seen as being bhikhari or cheap. I mean I still spend around 25k a month including rent and food and people with food and hostel sorted still want to spend 25k extra that too with a gigantic loan over their head.
Here's the thing-When you've taken a loan/spent 20 lakhs for the college apart from obviously focusing on placements you would also make sure that all avoidable expenses are avoided because already fees is high.
Turns out that's actually not the case. I'm getting numbers here people saying they'll be spending(apart from hostel and mess) around 2/3 lakhs on personal expenses which sounds unreal to me. I was thinking wait if hostel and mess is done why would you need anything more than 4/5k a month as personal expenses in a residential campus. In my graduation as well(non residential campus) I spent 15k a month including rent food everything else. When I did job too for 15 months in Pune i my monthly expenses including rent food everything was around 20k. Either this sub is full of posh pricks or people here don't care about wasting money
27M general category MSc completed in late 2022.For the initial years I was very into getting into the armed forces as an officer attempted multiple CDS AFCAT tech entry(took a total of 13 SSBs 7 conferences but wasn't recommended in any) Intelligence bureau interview also I took got merit out(this was all between 2022-2024).Uske bad 2025 me I took XAT/CAT got 92/93 each. Applied only to IRMA as it somewhat aligned what I like(high chances of job in small cities some government companies too visit the campus).I might get into it as the movement is happening(waiting list that is)
First option is obviously is get into IRMA if get in. The only con I can see is total fees is 20 lakhs and I would have to take a loan of around 13 lakhs.The average placement is around 12 lakhs fixed(most students end up earning 90-95k a month).Some also get placed in government PSUs.
The second option is give 6-8 months solely to banking or CGL. I'm taking CGL PYP of tier 1 2025 I'm getting marks in the range of 130-155.English is my strong suit the only thing I need to work on is maths(that too speed as in CAT speed didn't matter that much).I also plan to give other exams in the meantime as and when their forms are advertised.
My family condition is stable both parents in state government jobs(teacher and assistant professor respectively) no pressure as such from them. Coming to myself all these years I've realised I value work life balance over money. I live very frugally as one can at my age so money isn't something that's extremely important to me (I take tuitions right now for my expenses). Don't know if it's relevant but I've no plans to marry etc so no urgent need to settle down in conventional sense. Anyone in the same boat or any advice from anyone here would be appreciated
27M general category MSc completed in late 2022.For the initial years I was very into getting into the armed forces as an officer attempted multiple CDS AFCAT tech entry(took a total of 13 SSBs 7 conferences but wasn't recommended in any) Intelligence bureau interview also I took got merit out(this was all between 2022-2024).Uske bad 2025 me I took XAT/CAT got 92/93 each. Applied only to IRMA as it somewhat aligned what I like(high chances of job in small cities some government companies too visit the campus).I might get into it as the movement is happening(waiting list that is)
First option is obviously is get into IRMA if get in. The only con I can see is total fees is 20 lakhs and I would have to take a loan of around 13 lakhs.The average placement is around 12 lakhs fixed(most students end up earning 90-95k a month).Some also get placed in government PSUs.
The second option is give 6-8 months solely to banking or CGL. I'm taking CGL PYP of tier 1 2025 I'm getting marks in the range of 130-155.English is my strong suit the only thing I need to work on is maths(that too speed as in CAT speed didn't matter that much).I also plan to give other exams in the meantime as and when their forms are advertised.
My family condition is stable both parents in state government jobs(teacher and assistant professor respectively) no pressure as such from them. Coming to myself all these years I've realised I value work life balance over money. I live very frugally as one can at my age so money isn't something that's extremely important to me (I take tuitions right now for my expenses). Don't know if it's relevant but I've no plans to marry etc so no urgent need to settle down in conventional sense. Anyone in the same boat or any advice from anyone here would be appreciated
Green Tyagi Vaibhav
That's it. That's our fast bowling attack. We've won three in a row with this.
Every big financial decision(house bigger car most of typical funds) are related to a man getting married having kids and saving for them.
What if these two things are removed entirely from the equation? Basically this is the equation-no marriage and kids, no need to buy a house(already a house in hometown)and no dependents(parents self sufficient). People in similar situation please chime in
Economy of 6.No one can still pick him regularly. Batting SR of 170+.2 players in one
M27 government exam gap. Have applied to IRMA amongst other colleges with IRMA as first preference.I've researched about the roles IRMA offers and personally it appeals a lot to me as I want a job as a preference in a small city and IRMA offers those in plenty
The thing is that I'm not in a mental state now that I'm looking forward going to college.I know like a lot of people here are looking forward to it the whole experience etc but to me all of what goes into college sounds draining to me.Celebrating festivals etc never been my thing.However with regards to IRMA I'm looking forward to spending 45 days in a village I'll relish that the most.Ive observed I'm the happiest when I'm as far as possible from big city and working jobs which impact or deal with real grassroots.Anyone else in the same boat?
27M in a job where I'm not required to use a laptop at all(My job is basically screen free).
I use a M32 Samsung mobile phone which I purchased in 2021 November for 15k and use a 19.5k Acer Espire ES 15 laptop which I purchased back in 2018 June.I don't feel the need basically because I rarely click pictures so bad camera isn't an issue at all and laptop is used for basic work if required