
How do I save money on this purchase?
​
I’m planning to buy a scooter during Prime Days/GOAT Sale. I have an Axis Flipkart card with a ₹45k limit and an SBI PhonePe card with a ₹20k limit. My mom has an Amazon ICICI card and an HDFC BizGroww card, both with ₹2L limits. One of these cards can get me the instant discount, which would bring the ₹1.5L scooter down to about ₹1.4L. I was wondering if it’s possible to pay part of the amount using the card for the discount and pay the remaining amount using gift cards that I buy at a 5% discount (I’m not sure how to do that, so please let me know). That way I could save another ₹5–8k. Is this possible? For example, if the early discount is on SBI or Axis, could I pay ₹45k using my Axis card and the rest through gift cards? Will they allow that?”