u/douggold11

My wife and I are in our early 50s, she has her own business (does well) and I'm a writer (lol take a guess). We have two kids who are going to college in 4 and 7 years. I've always done the family finances. 529s, IRAs, budgets, index funds, wills, working with accountants, and so on. Recently I put together a retirement plan showing how we'll deal with paying for college and retirement and so on. My wife says she'd be more comfortable hiring a financial planner who is an expert to make such a plan. I pushed back, because with google and my love of making spreadsheets I feel I've got a solid handle on it. So I suggested to my wife, instead of paying a financial planner what if I used free college courses online, or even paid for in person classes, and trained myself to be a planner. I don't care about getting certified and starting a business (unless it turns out I really love it), I just would rather educate myself than pay someone else.
Is this stupid? Do you read this and say 'heres another ding-a-ling who doesn't realize how hard this is" or not? And if not, do you have any suggestions for me?

I've got a 2017 Chrysler Pacifica and I'm looking for recommendations for a mechanic that specializes in a car's electrical systems. One of my headlights is out, but not just the headlight but also all the little lights around the headlight. So I'd guess I don't need to replace the bulb, or the whole assembly, but perhaps there a power wire has come undone or something. This make you guys think of anyone?

Or are companies building for future growth?

It seems inevitable that we’re about to see oil shortages in the USA. What can a person do now to mitigate the impact on their finances? What products are about to go up in price that we should purchase now?