u/William_909283

Where did you learn investing as a complete beginner?

I recently started learning about investing, but to be honest, the sheer volume of information is overwhelming, leaving me a bit confused.

There's so much information online, and everyone recommends different things. Some say to only invest in ETFs, others suggest individual stocks, dividend investments, options, cryptocurrencies, and so on.

Right now, my main goal is to understand the basics to avoid making any silly mistakes from the start.

For those starting from scratch, what would be most helpful?

Books, YouTube channels, personal experience, specific investment strategies… anything will do.

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u/William_909283 — 2 days ago

Suggestions are welcome!!!

Hi everyone, I’m new to investing and trying to learn more about personal finance.

Recently I started looking into stocks.

Honestly, I feel a bit overwhelmed because there’s so much information online, and everyone seems to recommend different things.

For those who started from zero in Malaysia, how did you first learn about investing and stocks?

Would really appreciate any beginner advice. Thanks 🙏

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u/William_909283 — 3 days ago

Never thought I’d end up here financially

Not posting this to brag because honestly I still feel like the same stressed guy I was 15 years ago.

I grew up pretty broke. Not “funny struggle story” broke either. Like electricity getting shut off sometimes, parents fighting about bills every week type of broke.

Most of my 20s were a mess. I dropped out of school, worked random jobs, had credit card debt I ignored because I genuinely didn’t know how I was gonna pay it anyway.

I remember being 24 and having like $37 in my account trying to make it to payday.

Did warehouse work for awhile. Then customer support. Then some entry-level IT stuff. Nothing glamorous at all.

I think people assume once you hit certain financial milestones your life suddenly becomes smooth or you become confident or disciplined overnight. Wasn’t like that for me.

I was anxious all the time for years.

Eventually things slowly started getting better. Better jobs. Better decisions. Less dumb spending. Started investing mostly because a coworker wouldn’t stop talking about index funds lol.

For a long time it felt pointless because the numbers moved so slowly.

Then one day they didn’t.

Checked my accounts this week and realized my net worth is around $1.7m now depending on the market.

Still feels fake typing that honestly.

Most of it came from boring stuff:

staying invested,

maxing retirement accounts,

not constantly upgrading my lifestyle,

holding stocks for years instead of trying to outsmart everyone.

Had a few lucky breaks too. Bought some tech stocks at the right time and just never sold them.

But the biggest difference between me and younger me is probably just consistency.

I used to think rich people had some secret mindset or special intelligence.

Now I think a lot of it is just surviving long enough without blowing yourself up financially.

Weird thing is I still stress about money sometimes. Still compare prices at grocery stores. Still drive an older car.

But I don’t wake up panicking anymore and that’s probably the real milestone.

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u/William_909283 — 4 days ago

Hi everyone, I’m new to the stock market and just started learning about investing and trading.

There’s so much information online that it’s honestly a bit overwhelming. I’d like to ask:

  • What should a complete beginner focus on first?
  • Any recommended books, YouTube channels, or websites?
  • Is it better to start with ETFs instead of individual stocks?
  • What are some common beginner mistakes to avoid?

I’m mainly interested in long-term investing for now, but I also want to understand how active traders analyze the market.

Thanks in advance for any advice.

reddit.com
u/William_909283 — 8 days ago

I have about 100k cash and planning to invest for the long term (5+ years). Risk tolerance probably moderate.

Currently thinking of doing something like:

majority into ETFs

smaller portion into semiconductors / AI

But semis have already run quite a bit, so not sure if I should start now or wait a bit.

Would you just DCA in, or hold off for now?

Thanks!

reddit.com
u/William_909283 — 9 days ago

Everyone and their grandma is bullish on NVDA right now… which usually makes me nervous.

But I still bought in.

Position:

Holding 10 NVDA shares + 1 call (1–2 months out)

Why I’m in:

AI hype still hasn’t slowed down

NVDA keeps crushing earnings like it’s nothing

Market refuses to let this thing drop

What worries me:

Valuation feels stretched

If sentiment flips, this could drop hard

Feels a bit crowded right now

Not gonna overthink it — trend is still up, so I’m riding it.

Worst case, I learn an expensive lesson. Best case, this keeps printing.

Are you guys still buying here, or just waiting for the rug pull?

reddit.com
u/William_909283 — 10 days ago

很多新手小白不管是增肌还是减脂,可能都会想到买桶蛋白质来补充自身每天蛋白质所需含量,但是绝大多数人都不会选,只会去听取朋友的建议或者去网上买流量产品,但是很多人都没有真正了解过蛋白粉如何选择,为什么有些粉不能选,这一期就拿出来例举一下。
关于选择蛋白粉,一般建议先明确自己的目标,这里我分为两个梯队,第一个是增肌选手,第二个是减脂选手。这两个对于选择蛋白粉上差异选择上有一点区别,我先例举常见的一些添加剂。
二氧化硅:抗结剂,一般蛋白粉肌酸等补给里都有,防止食物结块,提高食物的流动性,无害安全
三氯蔗糖:人工合成的甜味剂,以蔗糖为原料,人体一般可排出,无害
肌酸.牛磺酸.谷氨酰胺:肌酸.牛磺酸.谷氨酰胺是好东西,但是放在蛋白粉里,就不行,肌酸是含氮物质,总氮×6.25就是蛋白质含量。白话的理解,在厂家测试蛋白质含量时,如果里面有肌酸或者其他二者,即使蛋白质含量不高,也会因为前三者里的氮浓度而检测出蛋白质很高的结果
甜蜜素:人工合成非营养型甜味剂,一般就是中合口味,排出体外这个定论还没有明确,大可理解为方便时排除体外,用量非常严格,并且有些国家禁止加在食品中
黄原胶:增稠剂,规定用量没问题,例如奶昔口味酸奶口味可能需要涉及到,不然清汤寡水一点不稠的奶昔也说不过去
麦芽糊精:增肌粉主要原料,但是在蛋白粉配料表靠前就不应该,毕竟我们买的是蛋白粉,不是伪蛋白粉
低聚异麦糖浆:甜味剂,和葡萄糖没啥区别,喝了照样被消化酶吸收,照样升糖,而且不如葡萄糖直接
鱼胶原蛋白肽:不应该出现在蛋白粉中,和肌酸类似,容易蛋白质含量虚高,但是为是什么单独拿出来,就是因为用量极少就可能导致蛋白质含量超高,厂家添加无非就是降低成本通过检测,但是也需要围绕核心理论(用量)
这里就拿出了几个常见的举例,回到梯队,如果你是增肌人群挑选蛋白粉,那基本上自己看配料表应该能得出答案,但是如果你是减脂人群,那麦芽糊精这类你就应该挑选挑选了,毕竟有麦芽糊精会导致热量升高,GI值过快,你也不想辛辛苦苦减脂而喝一两杯蛋白粉又白费了吧。
再说个很关键的问题,你乳糖耐不耐受,如果不耐受,你就不能选择普通乳清蛋白,只能选择分离乳清,因为乳糖是双糖,而要经过小肠消化吸收,就必须靠乳糖酶分解为单糖利用,每个人都会有乳糖酶,只是多与少的问题,有些人可能比较少,就会有轻微乳糖不耐受
针对很多兄弟看某某信息说直接买原料80 90粉得了,还便宜,你可真是大聪明,别人没想到被你想到了,但是核心在于,原料粉为什么叫原料粉,是需要添加然后二次加工的,里面不难免存在一些有害物质或者其他杂物,吃进去的东西你敢拿来就喝吗,而且原料粉正品并不便宜,只是很多国产厂家吃了这部分信息差的价格罢了。

u/William_909283 — 13 days ago

Lately I’ve been trying to pull myself out of “autopilot mode,” and I wanted to share a few small things that have actually helped — also curious what’s worked for other people.

For a while, my days all started to feel the same: work, go home, scroll on my phone, sleep. I was getting everything done, but it felt like I wasn’t really there — just going through the motions.

I didn’t make any big changes, just tried a few small ones:

Setting aside 30 minutes after work with no phone, and doing something I actually choose (walk, read, even just sit and think)

On weekends, planning just one thing I genuinely want to do instead of trying to fill the whole day

Taking 5 minutes at night to ask myself if there was any moment I actually felt present that day

They sound simple, but after sticking with it for a bit, things do feel different. Not like life suddenly became exciting, but less numb.

Curious how others deal with this — any small habits that helped you feel more present or less stuck in the same loop?

reddit.com
u/William_909283 — 14 days ago
▲ 12 r/Life

Does anyone else feel this way:

Life isn't actually going wrong, but I just can't seem to muster any enthusiasm.

Every day is the same routine: work, home, scroll through my phone for a bit, sleep. Weekends are for going out, seeing friends, having a nice meal, but it feels like that old sense of anticipation is gone.

I used to be happy for a long time over something small, but now it's more of a "it's alright" attitude.

It's not that I'm unhappy, it's just a bit numb.

Sometimes I wonder if I've changed, or if everyone feels this way, but nobody says anything.

Have you been feeling this way lately?

reddit.com
u/William_909283 — 15 days ago