is wagestream a bad idea? i’ve set up with it so i can see how much i’ll be paid but i haven’t transferred anything.
i saw someone say wagestream being shown as the employer on bank statements is bad when trying to get a mortgage. i’m not planning on moving out soon but want to think ahead so can someone tell me if having it is a bad idea?
I have a credit card with £600 on and due to a change in circumstances I wasn’t able to pay it for a year. this led to it being defaulted and affecting my credit score. i’m now in a good place again, have a job and can pay this back but i need some help.
They said i can pay back £300 but it’ll be marked as satisfied or i can pay back every month whatever i want until the 600 is clear. what should i do?
i’m only 21 and i’m still learning. should i pay the 300 so this is off my back and dealt with or should i pay small amounts until it’s all gone? i’d only be able to pay around 50 a month so it’d take me a year to deal with. any advice is appreciated