No accident but made police report online for the sake of my sleep - should I tell insurance
I wasn’t sure if I hit a car but I have 100% hit a curb. The suspected car did not stop/followed me/horn. I didn’t want to be deemed as hit and run so I made a police report even though I was 70% sure I did not hit it. (I’m very anxious driving atm since I was recently involved in an accident). There was no damage to my car - no dents no scruffs no scratch marks no paint transfer on the side where I would have made contact with the car. But I have a lot of what ifs in my head so I filed the police report. Now I’ve got a police reference/log number, do I have to tell my insurance about this?