u/Smeagolgollum2017

Hi All,

I bought a pre-owned 2024 Volvo S60 in June; I have both comprehensive and collision insurance. I plan to sell the car later this summer. I won’t own a car for at least one year after, but could need one ~2 years later.

Unfortunately, an unknown neighbor / stranger side-doored my car, and someone also keyed the front grille. The other person didn’t leave their info; there is no security footage.

What are my options here, given my sale plans and delay in needing another car?

⁠1. Should I file an insurance claim for the damage, and have them cover the repair? (Will this go on my record despite not being my fault, such that my premiums ~2 years down the road will still suffer?)

2. ⁠If not, then should I repair these damages before a sale? (In other words, will repair costs < depreciation in resale value?)

Thank you so much!