u/Slow_Education_1982

I've had a made to order business for 6 years. Its very profitable, has loyal customers and had a popular social media presence until I lost my account about 6 months ago. To handle it, I started offering larger discounts. I was starting to make things faster and thought I could double my production and lower my prices until I was able to get my following back again.

Unfortunately, I got so caught up in production on all these pending orders I haven't had time to regrow my account. I also have so many pending orders and mismanaged the money to the point where even though 90% of the work is done I don't have the cashflow to finish the last 10%.

What I make is very profitable when I can sell it at the full price I used to. I could make about $100-$200 an hour if I scale it. I have the space and everything I need to scale this and switch to selling ready made pieces but have never been able to because of all the pending work I have.

I've been considering refunding all my current customers with pending orders to completely clear my slate. It would create a huge debt with Stripe (that I absolutely intend to pay back) and I could start selling on a new platform. Honestly have no idea if there is something majorly wrong with this from a legal standpoint or even a customer service standpoint.

Ultimately though its not much better to keep these customers perpetually waiting.

If I did this I would have a clear schedule and be able to find a part time job and go back to only selling these products at a price I can actually make a living from.

I've also exhausted all other loan/credit opportunities so I have no other options for getting out of this that I can see.

My business is failing. I sell my work made to order and over the past year because of certain life situations I started offering more discounts to keep the cash flow coming in but did not manage to keep up with the work load.

Now, I am so behind on pending orders and have so little money I am in a seriously rough spot. I have about $10,000 in pending orders. Most of the work has been completed but I've run out of money to buy some of the things required to fully finish and ship them.

The account connected to my stripe has no money. I am considering refunding all of my pending orders and letting stripe be unable to collect them from my connected bank.

I would send a very honest message to my customers about what is going on. I think many will just take the refund but some will also be open to reordering from me through a different payment processor.

How stupid is this? Will stripe send my account to collections?

My business will work if its not made to order. I have the space needed to scale into ready made pieces but I've never been able to fully make the switch because of how long my pending orders list is.

I could continue accepting orders through pay pal and I think some of my customers will just buy back what they ordered once it’s a finished piece.

EDIT: this is with the intention of paying stripe back. I know that debt doesn’t just disappear but since I don’t have loan options it seems like my only option

TL;DR: My roommate needs me to sign over the security deposit of our lease to secure his lease with his new roommate. He doesnt want to pay me the full amount so I want to stop him from renewing the lease.

So I posted about this roommate before. I didn't want to sign over the security deposit from my name to his until he paid me out for my share. He originally agreed but of course his agreements mean nothing and now he is trying to find ways out of paying me before I sign over the deposit.

https://www.reddit.com/r/badroommates/comments/1s7a5ql/wibta_if_i_make_my_bad_roommate_pay_me_back_the/

He also wants me to move out BEFORE the end of the lease to make it easier for the new roommate coming in. Not happening. When I said no to this he called me difficult.

He wants to assess any sort of damage so the buyout of my security deposit is less than what I put in. I've been here 6 years I have not caused any damage other than wear and tear. If this were a normal lease ending the landlords would not be docking the deposit.

I've had roommates come and go. Its a stabilized apartment and every other roommate has understood they're inheriting the apartment as is. You aren't getting a deep clean and new paint when you move in but if people continue after you, you also get your full deposit back.

This guy for whatever reason thinks everything is catered to him. He expects me to inconvenienced to benefit him and this is a guy who can't even take out his own trash.

If I don't transfer the security deposit to the new lease I know that he and this new roommate can't move in. They don't have enough to cover that. All I asked was to pay me my portion of the deposit and let me live out the end of this lease (we have 2 months left) in peace and he is not doing that.

At this point, I can say I'm not relinquishing the deposit at all and his new lease wouldn't be finalized.

I want to do this to be petty but I also want to do this as some sort of protection for myself for the next two months. If this is how he treats me now how is he gonna treat me once I don't have the leverage of the deposit anymore?

If I don't sign it over he doesnt get his deposit money until after the lease and ideally that means he wont treat me horribly in the final months of living here.

EDIT: I'm not considering signing anything over before I get the money. That isnt happening. I am considering telling him I wont relinquish the money at all and just wait to get it from the landlord in two months. This would ultimately prevent him from being able to sign the new lease.

UPDATE: I've stayed strong on not sending the letter until I get the payment. He is not handling it well that there is nothing he can do and is going personal. He is trying to gaslight me and say im gaslighting him. He also said the reason all my old roommates left is that I'm difficult to live with which is laughable. He doesnt know them, they are close friends who moved for jobs or boyfriends. In the early years one of them stayed on the lease without living here just so I could stay.

I'm 30 and have started dating again. I keep finding myself on dates where the conversation is going really well, we're both interested in each others lives/hobbies, no awkward silences and we're both making each other laugh.

But there's no physical touch, never ends in a kiss, no cute eye contact. I know this is partially my fault because I could be the one to try to initiate those things but I do think I am better when they initiate and I can follow their lead.

I've been told a few times I give off friend vibes from someone I only had one date with. I feel like that is too soon for me to break that barrier so they just aren't sticking around long enough for it.

The other part of it is that I tend to mostly hook up with my friends? So it might be that my flirtyness just takes some time to come out and some people are testing that "spark" on the first meeting meanwhile I'm just in my head trying to make sure I don't let my anxiety totally take over.

I also have a lot of friends that have said to me independently of each other "i thought you hated me when we first met" so there is clearly some sort of issue where I am not coming across how I feel. I just don't know what it is.

Do I just have to force myself to keep going on dates? and hope I learn from experience?