u/Ok-Quiet-853

I currently have a few hundred thousand dollars invested in the market, primarily in VOO, with a portion allocated to SMH, VTI, VGT, SCHD, QQQ, and VXUS.

A Morgan Stanley financial advisor wants to create a proposal to manage my portfolio and minimize the risk of losing more than 30% or 50% of my assets in a bearish market.

I’m wondering if it’s worth investing in a financial advisor for the amount I’ve invested (300k). I understand that many of these stocks are correlated and overlapping, but I’m also curious to know if the stocks I’ve chosen will eventually yield a return or could they drop 30-50% like they make you think