u/Mental_Quality_6105

I’m a 2nd year CS student and I’ve been struggling with some complex data structures lately. I spent hours in a lecture feeling lost, but 15 minutes of back-and-forth prompting with ChatGPT made everything click.

It’s terrifying and amazing at the same time. On one hand, I feel like I have a personal tutor 24/7. On the other, I wonder if I’m becoming too reliant on it to "simplify" things that are supposed to be hard.

For those in industry: Do you feel like your deep fundamental knowledge is being "dulled" by using LLMs for daily tasks, or is this just the new version of using a calculator for math?

I finally want to move my stipend out of my traditional Landbank account to actually earn some interest.

I’m looking for a digital bank that has:

• High Interest: At least 4-6% p.a.
• Zero/Low Fees: Especially for transfers to Gcash or Maya.
• Good UI: Something that doesn't crash during peak hours.

Is GoTyme still the king for the free physical card, or should I look into OwnBank or Seabank for the daily interest crediting? Would love to hear from other students on how you manage your savings!