u/MaterialAccountant26

Need advice on what to do..
My car was hit by a fedex car, and now their insurance is telling me the repair fee exceed my car value.
They give me two choices.

1. Repair but if it exceed the budget i have to pay.
2. Total it.
   What should i do?
   Can i ask fedex to cover me the rest of the payment if i choose to repair it?
   And if i choose to total it and not satisfied with the amount, could i ask them to pay the remaining?