u/Icy_Zookeepergame148

SMARTY is a low-cost mobile provider that runs on the Three network. They have a wide range of packages including rolling monthly SIM-only deals. I’m currently getting 80GB for £10 per month.

They have a great refer and earn programme where both referrer and referred can earn a gift card up to the value of £20. Here’s how:

1. Use my referral link to join SMARTY
2. Purchase a monthly SIM plan
3. Renew for a second month
4. We both get a gift card

It’s as simple as that. The value of the gift card depends on the monthly value of the SIM plan that you sign up to. For a plan of £9.99 a month or less, the gift card is £5. For £10-14.99 the gift card is £10. And for £15 or more the gift card value is £20.

The gift card will be sent no later than 30 days after the qualifying acceptance date. You will receive an email from Buyapowa with a choice of gift card from one of the following retailers: John Lewis & Partners; Uber; or Amazon.co.uk.

And you too can start referring for more gift cards. No credit check required.

Non-referral link

Let’s face it the UK energy market is cooked and it doesn’t really pay to shop around as much as it used to. That said, I’ve been with Octopus for the past few years and they consistently show up amongst the cheapest providers on comparison websites. I’ve certainly got no complaints.

They are running a referral programme where both referrer and referred split £100 in energy credit. Every little helps for the winter!

Simply sign up using my referral link and get £50 in energy credit on your bill.

Non-referral link

Topcashback is similar to Quidco and Rakuten in that it allows you to make cashback when you shop online and link through the Topcashback website.

Their current refer a friend scheme offers a £25 cashback reward to the referrer and £10 to the person signing up using the referral link.

Here’s how it works:

1. Sign up using my referral link
2. Start making purchases via Topcashback.co.uk
3. Reach the cashback payable threshold of £10

There is no cut-off point by which you must earn the £10 payable cashback.

Non-referral link

Topcashback is similar to Quidco and Rakuten in that it allows you to make cashback when you shop online and link through the Topcashback website.

Their current refer a friend scheme offers a £25 cashback reward to the referrer and £10 to the person signing up using the referral link.

Here’s how it works:

1. Sign up using my referral link
2. Start making purchases via Topcashback.co.uk
3. Reach the cashback payable threshold of £10

There is no cut-off point by which you must earn the £10 payable cashback.

Non-referral link

Chip is a fintech app which offers savings Investments and ISA accounts. They offer ISAs, savings accounts, investment products and they have a cool Prize Draw Savings Account where you can win up to £250k every month (a bit like premium bonds).

If anyone’s thinking about trying Chip, they’re currently offering £50 for new users when you sign up through a referral link and meet the qualifying steps. I’ve been using Chip for savings and the app’s been great — super simple, decent rates, and the bonus is genuinely easy to unlock.

If you want to grab the free £50, I’d be very grateful to anyone who signs up using my referral link. Links cannot be posted so please send me a message.

Once you sign up and complete the requirements, the £50 gets added automatically. Nice little boost if you’re already looking to build up your savings. You will need to deposit at least £5,000 and retain the balance for at least 90 days. 

Happy to answer questions about how the offer works or what the app’s like day‑to‑day.

Hey everyone,

If you’re looking for a solid savings option, OakNorth is one of the UK’s newer digital banks focused on high‑interest savings accounts and fixed‑term deposits. They’re FSCS‑protected, app‑based, and generally known for offering some of the more competitive rates on the market.

They’re currently running a referral offer where new customers can get a bonus when they open an account through a referral link and meet the qualifying steps. It’s a nice little extra on top of the interest you’d already earn.

If you want to take advantage of it, please send me a message requesting my referral link.

How to claim the OakNorth referral bonus:

• Use the referral link to start your application
• Verify your ID and open an eligible savings account
• Deposit £1000 within 14 days of account opening
• Maintain a balance of at least £1000 for 30 consecutive days
• Once you meet the qualifying criteria, OakNorth applies the bonus automatically within 60 days
• You’ll also make around £8-£10 in interest during this period

If you’re already planning to open a new savings account, it’s an easy way to get a bit more value.

You can earn an additional £10 if you open a second savings account and deposit £1000 in the same period.

Happy to answer questions about the process or the app.

Let’s face it the UK energy market is cooked and it doesn’t really pay to shop around as much as it used to. That said, I’ve been with Octopus for the past few years and they consistently show up amongst the cheapest providers on comparison websites. I’ve certainly got no complaints.

They are running a referral programme where both referrer and referred split £100 in energy credit. Every little helps for the winter!

Simply sign up using my referral link and get £50 in energy credit on your bill.

Topcashback is similar to Quidco and Rakuten in that it allows you to make cashback when you shop online and link through the Topcashback website.

Their current refer a friend scheme offers a £25 cashback reward to the referrer and £10 to the person signing up using the referral link.

Here’s how it works:

1. Sign up using my referral link
2. Start making purchases via Topcashback.co.uk
3. Reach the cashback payable threshold of £10

There is no cut-off point by which you must earn the £10 payable cashback.

Non-referral link

Hey everyone,

If you’re looking for a solid savings option, OakNorth is one of the UK’s newer digital banks focused on high‑interest savings accounts and fixed‑term deposits. They’re FSCS‑protected, app‑based, and generally known for offering some of the more competitive rates on the market.

They’re currently running a referral offer where new customers can get a bonus when they open an account through a referral link and meet the qualifying steps. It’s a nice little extra on top of the interest you’d already earn.

If you want to take advantage of it, please send me a message requesting my referral link.

How to claim the OakNorth referral bonus:

• Use the referral link to start your application
• Verify your ID and open an eligible savings account
• Deposit £1000 within 14 days of account opening
• Maintain a balance of at least £1000 for 30 consecutive days
• Once you meet the qualifying criteria, OakNorth applies the bonus automatically within 60 days
• You’ll also make around £8-£10 in interest during this period

If you’re already planning to open a new savings account, it’s an easy way to get a bit more value.

You can earn an additional £10 if you open a second savings account and deposit £1000 in the same period.

Happy to answer questions about the process or the app.

SMARTY is a low-cost mobile provider that runs on the Three network. They have a wide range of packages including rolling monthly SIM-only deals. I’m currently getting 80GB for £10 per month.

They have a great refer and earn programme where both referrer and referred can earn a gift card up to the value of £20. Here’s how:

1. Use my referral link to join SMARTY
2. Purchase a monthly SIM plan
3. Renew for a second month
4. We both get a gift card

It’s as simple as that. The value of the gift card depends on the monthly value of the SIM plan that you sign up to. For a plan of £9.99 a month or less, the gift card is £5. For £10-14.99 the gift card is £10. And for £15 or more the gift card value is £20.

The gift card will be sent no later than 30 days after the qualifying acceptance date. You will receive an email from Buyapowa with a choice of gift card from one of the following retailers: John Lewis & Partners; Uber; or Amazon.co.uk.

And you too can start referring for more gift cards. No credit check required.

Non-referral link