r/FreemoneyUK

Kraken is primarily a trading platform, but it also offers a debit card with cashback. There are multiple cashback tiers available, ranging from 0.5% to 2% depending on your 30-day rolling balance.

The card also has a number of benefits besides the direct cashback. It can be added to Zilch for cashback stacking, with cashback automatically added to your account after the transaction processes. Having no FX fees is also a massive bonus!

For new users, Kraken offers a promotional period where you get Max tier (2% cashback) for your first 30 days after opening an account.

To get the £10 bonus:

• Sign up using my referral link: https://krak.app/@Tom_
• Or use referral code: Tom_
• Complete KYC/ID verification
• Order a physical Kraken card
• Complete 5 card transactions of at least £10 each (online or in-store). You can use the virtual card immediately through Apple Pay or Google Pay.
• The bonus is paid within 14 days, but is usually received instantly and can be withdrawn after 30 days.

^(T&Cs)

^(non-ref)

My personal experience with the Kraken Debit Card has been positive so far: quick customer service, an easy-to-use interface, and reliable cashback tracking.

Thank you very much if you use my referral link: https://krak.app/@Tom_

(Works best on mobile with data if the link doesn’t load on desktop)

YONDER REFERRAL LINK: https://join.yondercard.com/kzqnnvt

Yonder is a card (credit or debit) currently offering an instant £10 bonus when you sign up and spend £10. You’ll also get 2 months of free “full” membership, which includes perks like worldwide travel insurance. If you’ve got a trip coming up, it’s a solid option.

When signing up, choose the “full” membership, but remember to cancel before the 2 months end to avoid the £15/month fee. But I would also recommend you consider the full, paid membership as the perks are pretty good!

You can pick either a credit or debit card. I’d suggest the debit card. The credit card comes with high interest and only a 15-day grace period, so it may unnecessarily impact your credit score.

There’s also a spending bonus: if you spend between £200 and £1,000 in your first 30 days, you’ll earn 2,000 to 10,000 points. Points are worth ~£0.001 each if taken as cash (£2–£10), but can go much further when redeemed on selected dining, travel, entertainment, or shopping offers. In some cases, that’s effectively around 5% cashback or up to £50 in value.

You can earn 10,000 points per referral if someone signs up to the “full” plan and makes 5 purchases. This can be worth up to £50 for redemption.

There are no foreign transaction fees, and combined with the travel insurance and better redemption rates on flights, it’s particularly useful for travel. I've recently used it in my trip to Japan and it's been really handy.

Feel free to ask if anything’s unclear. Appreciate it if you use my referral link below! :-)

YONDER REFERRAL LINK: https://join.yondercard.com/kzqnnvt

(non-ref: https://www.yonder.com/ )

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Jam Doughnut - Voucher Cashback Site. £3 Bonus on First Purchase. £5 Referral Bonus

Jam Doughnut might have a crap name but it offers decent cashback on a huge range of vouchers. It has an impressive 4.7 Trustpilot score.

New customers joining using a referral link will receive £3 bonus cashback after their first purchase. You need a minimum of £10 cashback to cash out.

Step-by-step guide:

* Download the Jam Doughnut app from your App Store.

* Register an account and enter the referral code CG8F when prompted.

* Purchase a gift card and pay using your banking app or Apple Pay.

* The voucher will be immediately issued and cashback credited to your account.

* Accumulate £10 or more cashback and either withdraw or use this to purchase a gift card.

Non-referral link: https://jamdoughnut.com

Referral Code - CG8F

SumUp pay is offering £10 free when you join using a referral code and complete a few steps.

Download the app (SumUp Pay - the purple one) and sign up, then go to your profile section where it says “enter a code” and use: FLORIN3535. 

After that, verify your account and make 3 in-store card payments totalling at least £10 within 30 days.

You’ll get your £10 reward paid out within a few days after completing the steps.

You can then refer up to 10 others for £10 each time.

Non-referral: https://www.sumup.com/en-gb/

Terms: https://www.sumup.com/en-gb/consumer/legal/refer-a-friend/

Monzo is an online bank that has revolutionised the banking industry. It's easy to use interface, budgeting insights and innovative ways to save money has definitely been a game changer.

There's two offers from Monzo right now for signing up to an account but you can only get one of them when you sign up. Here's what's on offer:

Personal Account - £10

Business Account - £50 (Would recommend trying this first)

You can use the same referral link to sign up to either of the offer.

Unlike most other links, this is guaranteed based on what account you go for. So, there is no guess work involved.

Steps to get the bonus:

1. Click here to sign up.
2. Enter your phone number and then download the app.
3. Sign up and verify ID (Should be done in few mins).
4. Add money to your account and make a transaction with the card (You can top up your amazon account with £1).
5. After these steps are done you should get the bonus soon.

If you already have a Monzo account then you could sign up to the investing offer.

Different to the other Monzo personal and business account sign up offers. This is particularly for people who already have signed up to Monzo and open up an investment account.

There is an offer right now where you can get £5, £10 or £20 bonus.

Steps to get the bonus:

• Sign up using a referral link - Click here
• Pick one of the available funds
• Add £1 or more within 30 days
• Click on "Claim" to receive either £5, £10 or £20.
• Invest in the fund
• If you don't want to continue the regular deposit then don't forget to cancel it

Things to keep in mind:

1. Each link only works for 3 people. (If all three is used, the referer will need to generate a new link)
2. Fees are 0.77% per year
3. Probability of rewards:

• £5 - 75%
• £10 - 20%
• £20 - 5%

Full-terms

https://join.monzo.com/c/gylkvhxt

Sign up and spend on your digital or physical card within 30 days

No minimum spend

https://join.monzo.com/c/gylkvhxt ◀️

Free £10, £20 or even £50 cash bonus - genuinely one of the easiest sign-ups going.

Would really appreciate anyone who uses my link at the moment 🙏 could honestly do with the extra boost right now.

https://join.monzo.com/c/zcv1l020

If you don’t already have Monzo, just sign up through my link and follow the quick steps. Once your account is set up, you only need to add and spend a minimum of 1p to trigger the free cash reward (£10, £20 or £50).

Good luck everybody and thank you to anyone that uses my link.

If anyone needs help with the sign-up process, feel free to message me or comment below.

https://whatnot.com/invite/kieranrei02904

Vinted is a second-hand marketplace, mostly for clothes, but also for books, homeware, and toys. Think of it as a less-corporate eBay where people just want to clear their wardrobes. 

They have reintroduced their referral scheme, where you get £5 in Vinted vouchers if you list 3 items within 7 days and an additional £10 in Vinted vouchers if 1 item sells within 30 days.

Steps:

1. Sign up using my referral link - https://www.vinted.co.uk/invite/jaime.94
2. List 3 items in 7 days - get £5 in Vinted vouchers
3. If one item sells within 30 days, get an additional £10 in Vinted vouchers

Non-referral: www.vinted.com

Sign up using personal details - sole trader

Example spends

£50 cashback in 10 different shops - method completed in 1 hour .

£100 fuel

£100 food shop

£50 cigarettes

£250 car insurance

DM for more guides / info don’t overthink this one I can’t be assed to explain 😁 Don’t sleep on it either .

I'm using Tide to run and grow my business - join me and over 1.5 million Tide members worldwide to get a £100 reward! \nJust sign up using my referral link: https://api.tide.co/su/JRWMeX, or code V2G2D2.

I'm using Tide to run and grow my business - join me and over 1.5 million Tide members worldwide to get a £100 reward! \nJust sign up using my referral link: https://api.tide.co/su/JRWMeX, or code V2G2D2.

Monzo is a digital bank that is well regarded and extremely convenient. The notifications and sound effects are top tier and I'm honestly surprised their debit card doesn't glow in the dark. To top it all off, you can bag yourself a free £10, £20 or £50 when you sign up with a referral link.

How to get your free £10, £20 or £50

1. Click through on this referral link and enter your phone number on the webpage.
2. Download the app within 30 days and apply for either a personal or a business account.
3. Verify your account with your ID and make sure to use the same phone number as you entered on the webpage earlier.
4. Make a payment of any amount using your virtual or physical Monzo debit card within 30 days.
5. You will receive £10, £20, or £50 directly into your new Monzo account which you can withdraw or spend immediately.

Probability of the reward you will get

• £10 - 94%
• £20 - 5%
• £50 - 1%

That's all folks! If anyone has any questions just drop me a message.

nonref

Klarna are currently offering a £10 reward when you sign up for their free debit card and complete the qualifying steps. I’ll also personally send you an extra £20 once your referral tracks successfully, so that’s £30 total.

Referral link:https://l.klarna.com/22XC/invite\_TCV5KFy5hDVDwfE6

Non-referral / normal Klarna signup:https://www.klarna.com/uk/

What I did to qualify easily:

Signed up for the free Klarna debit card

Added £15 to the account

Did 3 separate £5 purchases at Tesco self-service during my grocery shop

I literally just split part of my Tesco shop into 3 x £5 payments at self checkout and it worked fine for me.

Steps:

Sign up using my referral link

Get the free Klarna debit card

Add the card to Apple Pay / Google Pay

Make 3 purchases of £5 or more

Receive the £10 reward from Klarna

Message me and I’ll send you the extra £20

Works for UK users 18+ and also seems to work for existing Klarna users who haven’t activated the debit card before.

Klarna terms: https://www.klarna.com/uk/terms-and-conditions/

For this month only my monzos had a boosted offer where if anyone is referred using my link they will get a minimum of £10 free up to a max of £50 ! .

All you have to do is sign up using my referral, put some money in (any amount) and make a purchase (can be pennies) .

Not sure how many people can use this offer but I hope it helps someone https://join.monzo.com/c/h2x8s7ln

Join me and over 70 million users who love Revolut. Sign up with my link below: https://revolut.com/referral/?referral-code=jlabrum!MAY2-26-VR-GB&geo-redirect