u/Glass_Language_9129

Here's the pitch for modern business banking: hand over all your operating capital and in exchange you get a nice app and the unspoken understanding that if an algorithm somewhere gets nervous about one of your transactions, you might not be able to access your money for a while.

Every neobank does this. Every neobank has automated compliance systems that flag things no human would blink at. That's the game.

The only question that matters to me is what happens after the flag. Can I call somebody? How long before a human actually looks at it? Is my whole account frozen or just the one transaction? Does anyone bother to tell me what's going on or do I just keep refreshing the app hoping something changes?

I didn't think about any of this when I chose my first business bank. I thought about the app design and the fee structure. Then something got flagged and I spent the better part of a week in email purgatory. Switched to Relay for the phone support. That's the whole story.

Respite care technically exists in most healthcare systems, but the eligibility thresholds are narrow enough that the caregivers who need it most often don't qualify, and the informal fallback of family rotation is inconsistent enough that no one can actually build a rest schedule around it. So what's left is just... continuing, with no real break in sight. The health research on what that does to a person is pretty clear, sleep disruption, immune suppression, elevated depression risk, all documented, all predictable, all framed by the system as a private family management problem rather than the public health issue the data actually describes. Calling respite a preference when the clinical evidence calls it a necessity isn't just inaccurate, it's what keeps caregivers from asking for help they genuinely need.

At 7.5mg, losing consistently, tolerating it well, no real side effects. My provider is nudging me toward 10mg at the next check-in just because it's been 4 weeks.

I get why the schedule exists. But if things are working and I'm not plateauing, I'm not sure I see the clinical reason to increase. Maybe I'm wrong about that.

Tried tretinoin twice and both times ended in a barrier disaster. Tried OTC retinol same result, just slower.

I know what I'm supposed to say here, that I didn't introduce it slowly enough or I should have buffered it or whatever, so I did all of that the second time. My skin just doesn't tolerate vitamin A derivatives topically, at least not in any form I've tried.

The problem is I still want something that supports collagen and does some of the texture work retinoids are supposed to handle. Bakuchiol keeps coming up but I genuinely can't tell if it's a real alternative. Thank you all in advance <3