u/Fire_Raptor_220

**TL;DR: I damaged my front bumper two years ago. I want to fix it now, but I don't know if I should make an insurance claim, fix it myself, or pay out of pocket.**

Hi, guys! I have a 2010 3.8 6MT Genesis Coupe, track edition.

About two years ago, I hit a piece of roadkill that fucked up my front bumper, and while the damage is mild and purely cosmetic, it has bothered me so much. It also damaged a lower piece on the side of the car, but honestly I'm not THAT bothered by it, I just care mostly about the bumper.

For whatever reason, I did not make an insurance claim on the car. But now, I really want to get it fixed before the summer. But I am worried about how to go about getting it fixed.

Here's what's going through my head right now:

**Option 1: Insurance claim.**

The pros: would only cost $250, the price of my deductible, would be relatively easy and painless.

The cons: Would certainly raise my premiums, and there's a chance that my claim would be denied, and my premiums would be raised even if they didn't accept my claim.

**Option 2: Fix it myself.**

Right now for sale is a spare bumper I could buy online. Shipping + handling would come out to $540.

The pros: relatively inexpensive, no effect on my premiums.

The cons: I have zero experience with body work, and I'm uncertain that I would be able to fix it myself, or whether or not I have the necessary tools.

**Option 3: Go outside insurance.**

I went to a body shop I really like a while ago to get a quote on a repair. They told me that if I went outside of insurance, they would charge me $1800 for a spare bumper, and $2,000 if I got the side fixed as well. have experience with them, 4 years ago I was the victim of a hit-and-run, and they did an exceptionally good job fixing it up.

Pros: Guaranteed fix, might also fix side of car, no raising my premiums/damage to my record.

Cons: extremely expensive.

**Potential Option 4: Find a DIY method.**

I've been kind of wondering whether or not I could find a way to fix the cosmetics and make that part of the car look good without getting a spare bumper. If anyone happens to have any suggestions, please let me know.

Hey, so in the first picture you can see my little Jack Skellington stuffie. I've owned him for nearly a year and a half and he has gone kind of flat, as you can see by comparing him to the second photo. This could be because I have slept with him nearly every single night, plus he's been through two wash cycles.

I just want to get him to where he was before. I know he might not look perfect or pristine again because of how much I've used him, but I would like him to have more fluff.

Meanwhile, as you can see in the third photo, I have a pillow that got ripped open and is not useless. I was thinking of using the contents of that pillow to re-fill my Jack.

I know I'll have to probably cut Jack open in order to do this. Any advice as to how to do this without producing serious visible damage? (He accidentally tore open once, and my girlfriend's mom was kind enough to sew him back up.) Just curious as to what my options are. Thank you! 😊

I'm just wondering if this has any dangerous consequences. Will doubling the electric power supply make the bank charge faster? Is it dangerous? And if not, does it risk damaging it?