u/FJanon02

Getting divorced. Went from 2 incomes to 1. I have no children so I don’t qualify for any assistance. He is a drug addict that blew our life savings and because he can’t work racked up a lot of credit card debt. I had to stop paying. I can still pay care credit as it’s only $5k but the minimum on the high limit card is too much. I called and tried to get hardship hoping he would recover and maybe get a job. Now there’s a protective order and he got the water cut off (I know I shouldn’t have trusted him to pay). But I don’t know if I should file bankruptcy or wait until they take me to court and maybe settle. I’m doing door dash to try and make extra but I’m overwhelmed with just paying the bills and keeping the utilities on. I own my home (bought prior to marriage). What should I do? It’s my only debt but I make $24k a year and $800 a month minimum is not feasible for me. Thank you for any advice.

I recently got a protective order against my drug addicted, abusive husband, when my phone scans for Bluetooth in my car it brings up 2 other devices but I can’t find them. I spent the weekend with my cousin when he got out on bond. But. He could still find me if these are trackers. I already found a voice recorder in my car a couple months ago and hidden cameras all over the place.