u/DodgeRam11604

Graduated

Graduated

Graduated officially at 6 months. Fico score 6 months ago was 550. Now it’s just over 700. Did not get an increase. Paid statement balances in full every month. Last month I also got an Amex BCE card with a $10,000 limit.

When can I ask for an increase on this card? As is, I won’t use it again, now that I have the AMEX card. I used $350-$450 each month on the card and let it report that way and then paid the statement in full. Rinse and repeat for 6 months. Little disappointing in not getting an increase.

u/DodgeRam11604 — 10 hours ago

Student IT Cash Back card

My daughter got approved for the Discover IT Student Cash Back card. She just turned 18. ($500 limit)

How often can you do CLI’s with Discover and are they soft pulls? Thanks for any and all help.

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u/DodgeRam11604 — 3 days ago

Is there a secret to getting these things started? I picked up an inverter 4550 this morning for the 20% off sale. Did everything you were supposed to do. This thing won’t even turn on.🙄🙄

I’ve had plenty of their generators in the past. I’ve pulled that cord about 600 times.

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u/DodgeRam11604 — 13 days ago
▲ 13 r/CRedit

I had a Blue Cash Everyday card and a platinum card with American Express about 10 or 11 years ago. I burnt one of them and the other one I settled for. So I figured I was blacklisted forever.

I applied about three months ago and I was declined on their preapproval. I tried again this morning for the blue cash every day since we have a big trip planned out west to the national parks and I was approved for the blue cash everyday card for $10,000! It’s my highest limit real card. (I have an NFCU secured card with a $5k limit and a Discover secured with a $500 limit)

I’m so excited! I’ve worked really hard over the last year to rebuild and I feel like I’ve finally turned a corner. The limit on my last card with them on the blue cash was “only”$3000. (Fico8 Experian is 710)

I also have another question – is there any other cards I should apply for with them and would it utilize the same hard pull somehow?

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u/DodgeRam11604 — 15 days ago