Travel Insurance Recommendations 🤗
Hi everyone!
I’m an expat in Japan planning to travel out of the country for about a month — first stop the U.S., then the Caribbean. I already have credit card travel insurance, but given how unpredictable things can be (especially with claims), I’m considering getting additional coverage for extra peace of mind.
I’m mainly looking for:
* Strong medical coverage and repatriation
* Coverage for outdoor activities
* Reliable, straightforward claims process
* Affordable plans with good English support
I’d really appreciate hearing your experiences:
* Which provider did you use?
* Was the claims process smooth or difficult?
* Did they actually pay out without issues?
* Overall, did you feel secure using them?