u/CuboneFan

so I have a 2023 honda accord. I don't particularly love it or hate it, it's just a car. I drove it the past 3 years and it has 33,000 miles on it. I leased it in Oct 2023 and been paying 330 a month for it ever since.

The lease ends in a few months and I can't decide if it's worth buying or not. The buyout is like 17500 on it which is a fair deal for a 3 yr old accord. Finance wise I am a 31 yr old male, I work for the govt and my total comp package is around 95k a year. I have around 220k in vanguard and another 40k or so in a 457b with My work. I don't pay rent or have a mortgage anymore so my monthly expenses only run me about 1100 most months.

A quick Cursory calculation shows I'd get around 70$ a month in interest off the 17500, so that's one potential opportunity cost set back.

For me the past 3 years or so I keep at most $1000 in checking. This is mostly contingent on the fact I have a 50k emergency fund in vanguard and a 200k brokerage account. I'm 31 and have a paid off mortgage so I can usually live off 1100 or less a month. Thought ?