I want to start an MP2 Pag-Ibig savings.
But I'm a bit hesitant. Mainly due to our current government issues like corruption.
If anyone has tried this or is currently saving through MP2, could you share your pros and cons?
I'd appreciate tips too.
Right now, my savings are in one place only and I want to separate Emergency Fund and general Savings.
I don't use online apps like Maya or GoTyme. Should I?
I found myself in a random conversation with my straight older brother.
For context: He's in a long-term relationship with his girlfriend and they are trying to build a family (get married, have a kid, etc.) They both have jobs.
In comparison, I am female, early 30s, and I'm gay. Single and I earn enough that I can provide for my family's needs (mama, papa, utilities sa bahay, groceries). May pension naman si papa kahit maliit lang.
I have a dog. He's 5 years old. Cute nya pramis haha. Aside sa pet and basic household needs, wala naman akong ibang pinagkaka abalahan. May binabayaran ako pero di naman malaki. I have hobbies, interests, and goals just like the next person.
So, when my brother and I talked, he asked if I was happy. It took me a while to say yes.
He said that whenever he looked at me, it seems like I look hollow. Blanko.
Hindi naman ako malungkot.
I work for the things that I have and I don't splurge. So kahit papano, may ipon naman.
napaisip ako: Factor siguro ung pagiging straight ng isang tao sa pagkakaroon ng life purpose?
kasi (not all naman) pag straight, automatic na, maghanap ng maayos na trabaho, mag ipon, then magpakasal, bahay, pamilya.
Ako kasi, I don't see myself getting married (syempre di din naman legal sa pinas but even then). Even if I find myself in a relationship, marriage isn't a requirement for me.
Ayoko din muna magkajowa. Di priority.
So, ano ba purpose ko? Palutang lutang lang ba ako sa mundo? masaya pero boring lang, ganon? mag travel kaya ako para exciting? Pwede naman, pero after ano na?
nadamay pa tuloy kayo noh? hehe sorry
(i don't mean to offend anyone. Sorry if some people find this insensitive towards their experiences/situations. I don't mean to sound privileged or anything like that. nagbabakasaling may nakaka relate lang)