u/Competitive_Gear_441

Need some suggestion here. I am going through a divorce and we have an agreement that I will get the family house. My name is not currently on the mortgage loan. Before the final decree is signed, I would like to be pre-qualified to ensure I meet the credit and income requirements to carry the loan by myself. My loan is assumable. Is that the same process as when you buy the new home? Or it will be easier meaning, they will run the soft inquiries (only look at the credit score) instead of hard inquiries? Should I start the process now or wait until the final decree is signed? I will also receive the child support, if I start now, will mortgage company take the child support into consideration as an income?

reddit.com
u/Competitive_Gear_441 — 6 days ago

Need some suggestion here. I am going through a divorce and we have an agreement that I will get the family house. My name is not currently on the mortgage loan. Before the final decree is signed, I would like to be pre-qualified to ensure I meet the credit and income requirements to carry the loan by myself. My loan is assumable. Is that the same process as when you buy the new home? Or it will be easier meaning, they will run the soft inquiries (only look at the credit score) instead of hard inquiries? Should I start the process now or wait until the final decree is signed?

reddit.com
u/Competitive_Gear_441 — 6 days ago

Going through divorce now. Spouse and I don’t agree on co parenting schedule. He wants ESPO and I prefer SPO. I involve with our son’s homework, activities , pick up/drop off…. Basically everything . He is an OCD and very difficult to live with( his family think he has Asperger, but he rejects to see a doctor) . For example, when he cooks, he will block the kitchen and no one can get close to his food because he think that we will contaminate his food😭) What do I need to do in order to let the judge believe me that SPO schedule is better for our son? We live in Texas. His new job will be working from home and he will live closer to us.

reddit.com
u/Competitive_Gear_441 — 15 days ago

Going through divorce now. Spouse and I don’t agree on co parenting schedule. He wants ESPO and I prefer SPO. I involve with our son’s homework, activities , pick up/drop off…. Basically everything . He is an OCD and very difficult to live with( his family think he has Asperger, but he rejects to see a doctor) . For example, when he cooks, he will block the kitchen and no one can get close to his food because he think that we will contaminate his food😭) What do I need to do in order to let the judge believe me that SPO schedule is better for our son? We live in Texas. His new job will be working from home and he will live closer to us.

reddit.com
u/Competitive_Gear_441 — 15 days ago