u/Chemical_Sandwich_32

Hi reddit,

I’m 31 yo and married, expecting our first son in Oct! I’ve been investing since 21 and being super strict on budgeting, living with my mom, cutting costs - putting every dollar I saved into the markets.

I’m at a NW of about ~$1.4M - here’s the breakdown across all my assets (including retirement accounts - roth ira/401k):

$670K in ETFs (VOO/VTI/VGT)
$265K in AMD
$105K in TSLA (i know super hated, play on robotics long term)
$75K in NBIS
$65K in RKLB
$45K in SOFI
$40K in PLTR
$25K in Gold

$180K paid off of a $700K house

I’m still young so my portfolio is fairly aggresive, I would like to retire early, but not super obsessed with the Fire lifestyle, etc. I’d be happy doing some part time work until late 50s tbh. I’ve definitely had my ups and downs with investing - got started during NFT era lol, and bought some stinkers along the way (pypl, nke, shitcoins lol).

I’m really happy and content with where I’m at now and my portfolio. I’d just like to ask the folks who have a much higher NW than me, and have been in this game for decades, whats your thoughts on where I’m at?

Is this the same risk you’d take on? Am I in too heavy? Should I take more risk and throw $10K and a couple small caps?

Any thoughts would be greatly appreciated!

Hi reddit,

I’m 31 yo and married, expecting our first son in Oct! I’ve been investing since 21 and being super strict on budgeting, living with my mom, cutting costs - putting every dollar I saved into the markets.

I’m at a NW of about ~$1.4M - here’s the breakdown across all my assets (including retirement accounts - roth ira/401k):

$670K in ETFs (VOO/VTI/VGT)
$265K in AMD
$105K in TSLA (i know super hated, play on robotics long term)
$75K in NBIS
$65K in RKLB
$45K in SOFI
$40K in PLTR
$25K in Gold

$180K paid off of a $700K house

I’m still young so my portfolio is fairly aggresive, I would like to retire early, but not super obsessed with the Fire lifestyle, etc. I’d be happy doing some part time work until late 50s tbh. I’ve definitely had my ups and downs with investing - got started during NFT era lol, and bought some stinkers along the way (pypl, nke, shitcoins lol).

I’m really happy and content with where I’m at now and my portfolio. I’d just like to ask the folks who have a much higher NW than me, and have been in this game for decades, whats your thoughts on where I’m at?

Is this the same risk you’d take on? Am I in too heavy? Should I take more risk and throw $10K and a couple small caps?

Any thoughts would be greatly appreciated!

Hi reddit,

I’m 31 yo and married, expecting our first son in Oct! I’ve been investing since 21 and being super strict on budgeting, living with my mom, cutting costs - putting every dollar I saved into the markets.

I’m at a NW of about ~$1.4M - here’s the breakdown across all my assets (including retirement accounts - roth ira/401k):

$670K in ETFs (VOO/VTI/VGT)
$265K in AMD
$105K in TSLA (i know super hated, play on robotics long term)
$75K in NBIS
$65K in RKLB
$45K in SOFI
$40K in PLTR
$25K in Gold

$180K paid off of a $700K house

I’m still young so my portfolio is fairly aggresive, I would like to retire early, but not super obsessed with the Fire lifestyle, etc. I’d be happy doing some part time work until late 50s tbh. I’ve definitely had my ups and downs with investing - got started during NFT era lol, and bought some stinkers along the way (pypl, nke, shitcoins lol).

I’m really happy and content with where I’m at now and my portfolio. I’d just like to ask the folks who have a much higher NW than me, and have been in this game for decades, whats your thoughts on where I’m at?

Is this the same risk you’d take on? Am I in too heavy? Should I take more risk and throw $10K and a couple small caps?

Any thoughts would be greatly appreciated!