Debt consolidation
Hello. I need help with my debt problem. To be honest this debt came from excessive gambling. Yes i learned from my mistakes and want to resolve this issue since it is affecting the people close to me. This is my current situation: im 23 years old working as an OFW which i am earning 70k per month. And about 40k goes to rent and food, im left with 30k to pay off a 200k debt in which are divided by two lending companies and im struggling to pay off both at the same time since the interest rates increase per day and i need any help or advice where i can be able to consolidate this debt because they are constantly harassing and sending debt collectors to some of the people in my contacts, and i do not know how they got access to their addresses since i did not give out this information and i want this to stop so i do not affect other people anymore. Please i need some help or advice. Thank you