u/BlazingBane007

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I’m seeing a “recommended offer” with 0% APR, but it says it’s based on credit. Does that mean I actually qualify, or is it just an estimate?

At what point do they confirm your real rate—before ordering or only after?

Trying to avoid committing if I don’t get the 0%.

This is going to be my first car, would be great if i actually got the 0% my score is 720ish. No bad history, never missed any payment

Trying to make my first car purchase.

Do they go less than the amount shown here? How should i negotiate?

The quote is for a 2026 niro LX

I like the EX trim but its slightly out of my budget.. Was thinking to try negotiating