u/BigDaddyClamps

Curious to hear from advisors who have transitioned from large bank/brokerage platforms to running or joining an independent RIA.

Trying to get a realistic sense of how these moves play out in practice, especially for those coming from more restrictive or non-protocol environments.

For those who’ve done it:

Client retention: What did retention actually look like in the first 3–6 months vs. expectations?

Transition approach: How did outreach and client communication evolve post-resignation? What seemed to work best?

Operational reality: What were the biggest challenges in the first 30–90 days that aren’t obvious from the outside?

Infrastructure: Any tools or systems (custodian, CRM, planning software, etc.) you were especially glad, or wish, you had in place ahead of time? (Examples I see mentioned often are Altruist, Wealthbox, and RightCapital.)

Economics: How long did it take for revenue to normalize compared to prior roles?

Not looking for generic pros/cons. I’m more interested in how expectations compared to reality and what tends to get underestimated in these transitions.
Appreciate any perspective from those with firsthand experience.

^^

Hello. I recently received 2 timeshare properties paid off to a place we travelled to every year as a kid. We plan on going back every year and have the points to do it. However, If I were to want additional points to travel here another week, or to double up in the same week to bring guests, what is the best way to get additional points? I of course understand that going strait to Wyndham is a bad idea, however when I buy resale, what’s the best way to go about to? Is maintenance fees property specific? Is the maintenance fees per points owned the same across the board? Just trying to get some answers with contacting a Wyndham rep. Thank you.